If your family brings in $100k per year, this is how much you need saved for retirement by age 45Knowing your retirement savings target by age 45 is crucial for financial planning and evaluating retirement readiness.
I'm 38 with a $3 million portfolio and a fully paid for million-dollar home - would you retire now if you were me?Financial readiness impacts early retirement feasibility, necessitating a careful assessment of savings against lifestyle needs.
More senior households are carrying high levels of debt: EBRIMore older Americans approaching retirement carry higher debt levels, impacting retirement readiness.