#financial-security

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#social-security
Retirement
from24/7 Wall St.
1 month ago

Could More Social Security Changes Be Coming in 2025?

Social Security benefits and wage cap increased, and the Fairness Act may significantly raise benefits for over 3 million seniors.
Retirement
from24/7 Wall St.
1 month ago

Most seniors depend on Social Security and would care deeply if payments stopped - new data confirms what we already knew

Social Security is vital for millions of Americans, with 90% of surveyed participants deeply concerned about losing their benefits.
Retirement
from247wallst.com
2 months ago

Did I Mess Up My Retirement Savings by Not Maxing Out My 401k for 15 Years?

Relying solely on Social Security for retirement can be risky; contributing to a 401(k) is critical for financial security.
Retirement
from24/7 Wall St.
1 month ago

Could More Social Security Changes Be Coming in 2025?

Social Security benefits and wage cap increased, and the Fairness Act may significantly raise benefits for over 3 million seniors.
Retirement
from24/7 Wall St.
1 month ago

Most seniors depend on Social Security and would care deeply if payments stopped - new data confirms what we already knew

Social Security is vital for millions of Americans, with 90% of surveyed participants deeply concerned about losing their benefits.
Retirement
from247wallst.com
2 months ago

Did I Mess Up My Retirement Savings by Not Maxing Out My 401k for 15 Years?

Relying solely on Social Security for retirement can be risky; contributing to a 401(k) is critical for financial security.
#job-market
#retirement-planning
Retirement
from24/7 Wall St.
1 month ago

Retiring with $4M in retirement accounts, $2M home, and VA access - what risks or gaps should we plan for?

Even with substantial savings, retirees should check for financial blind spots and consider hiring an advisor for better financial planning.
Retirement
from24/7 Wall St.
1 month ago

3 Changes to the 401(k) Laws Congress Should Make - But Probably Won't

Automatic enrollment in 401(k) accounts could significantly boost retirement savings for low and middle-class Americans.
Retirement
from24/7 Wall St.
1 month ago

In This State-by-State Breakdown, See What Retirement Savings Are Needed Across the U.S.

41% of Americans doubt their ability to afford their envisioned retirement lifestyle due to economic instability.
Rising concerns about retirement finances highlight the importance of savings and income beyond Social Security.
Retirement
from24/7 Wall St.
2 months ago

I'm 59 with a $6 million net worth and I'm worried about money after quitting my job

Having substantial savings doesn't eliminate concerns about retiring; calculated planning is essential.
Setting a clear retirement budget is crucial for financial peace of mind.
Consulting a financial advisor can provide valuable insights and reassurance during retirement planning.
Retirement
from24/7 Wall St.
1 month ago

Retiring with $4M in retirement accounts, $2M home, and VA access - what risks or gaps should we plan for?

Even with substantial savings, retirees should check for financial blind spots and consider hiring an advisor for better financial planning.
Retirement
from24/7 Wall St.
1 month ago

3 Changes to the 401(k) Laws Congress Should Make - But Probably Won't

Automatic enrollment in 401(k) accounts could significantly boost retirement savings for low and middle-class Americans.
Retirement
from24/7 Wall St.
1 month ago

In This State-by-State Breakdown, See What Retirement Savings Are Needed Across the U.S.

41% of Americans doubt their ability to afford their envisioned retirement lifestyle due to economic instability.
Rising concerns about retirement finances highlight the importance of savings and income beyond Social Security.
Retirement
from24/7 Wall St.
2 months ago

I'm 59 with a $6 million net worth and I'm worried about money after quitting my job

Having substantial savings doesn't eliminate concerns about retiring; calculated planning is essential.
Setting a clear retirement budget is crucial for financial peace of mind.
Consulting a financial advisor can provide valuable insights and reassurance during retirement planning.
#cryptocurrency
#consumer-sentiment
fromFortune
1 week ago
US news

A quarter of Americans now say they need to make at least $150,000 to feel secure-and inflation is largely to blame

fromFortune
1 week ago
US news

A quarter of Americans now say they need to make at least $150,000 to feel secure-and inflation is largely to blame

#fraud-prevention
fromIndependent
2 weeks ago
Privacy professionals

My credit card details were stolen on holiday - here's how you can stop it happening to you

fromIndependent
2 weeks ago
Privacy professionals

My credit card details were stolen on holiday - here's how you can stop it happening to you

#dividend-stocks
fromwww.npr.org
2 weeks ago

Money buys love or something like it in 'Materialists'

In 'Materialists', Dakota Johnson navigates a love triangle that raises questions about the motivations behind relationships—love or financial stability, brilliantly exploring romantic complexities.
Arts
#side-gigs
Parenting
fromwww.nytimes.com
2 weeks ago

U.N. Report Says We're Missing the Real Fertility Crisis

Governments misunderstand the fertility crisis, focusing on personal choices rather than the financial barriers influencing family planning.
fromBusiness Insider
4 weeks ago

I grew up financially insecure, and having a side gig makes me feel safe. I've had dozens of jobs over the years.

I've always had at least one side gig on top of a primary job. Through economic dips, my backup jobs have brought me peace of mind for 25 years.
Parenting
Retirement
fromAol
1 month ago

NYC man lost $114,000 - his entire 401(k) - after his physical check from Paychex was stolen and cashed

Retirement plan administrators continue to use insecure paper checks for rollovers, exposing savers to significant risks and complications.
Cryptocurrency
fromBitcoin Magazine
1 month ago

Jack Mallers Announced A New System Of Bitcoin Backed Loans At Strike

Jack Mallers advocates for Bitcoin as a stable financial solution against inflation and offers loans at lower interest rates.
fromSherdog
1 month ago

Muhammad Mokaev Claims He Is Financially Secure for Life

At this stage in my life, I can finish my career. If it's financially, I can finish my career today and just sit and chill and do nothing. Because I invested everything.
MMA
#economic-inequality
US news
fromwww.nytimes.com
3 months ago

American Wealth Is at a Record High. Sentiment Is Low, and Falling.

The U.S. economy shows record high household net worth but remains distinctly unequal, particularly affecting the lower-income population.
US news
fromwww.nytimes.com
3 months ago

American Wealth Is at a Record High. Sentiment Is Low, and Falling.

The U.S. economy shows record high household net worth but remains distinctly unequal, particularly affecting the lower-income population.
Wellness
fromPsychology Today
1 month ago

Why Success Is Overrated

Hedonic adaptation diminishes lasting happiness after achievements.
Finding joy in 'little-p purpose' surpasses external validation for true fulfillment.
Identity and personal growth hold more value than achieving superficial milestones.
Enduring relationships predict greater happiness than financial wealth.
Cryptocurrency
fromwww.theguardian.com
1 month ago

Gold fever makes a comeback as buyers and bankers recoil from uncertainty

Gold is increasingly seen as a stable currency amid economic uncertainty, reflecting a shift away from traditional banking.
Retirement
fromBusiness Insider
1 month ago

I'm 93 and am not ready to quit my job. I'm not rich but I'm comfortable and fulfilled.

Fay Pacchioli, at 93, continues working as a bookkeeper, driven by passion and the enjoyment of her life, despite financial challenges.
#journalism
#retirement
fromBusiness Insider
1 month ago
Retirement

I retired 22 years ago with no savings plan, but now have $1.3 million. Stressing about retirement isn't worth it.

from24/7 Wall St.
2 months ago
Retirement

Should I Retire at 49 with $8,000 Monthly Pension and $1.2 Million Net Worth?

The Reddit user can consider retirement confidently due to a secure $8,000 pension.
from24/7 Wall St.
2 months ago
Retirement

Is $3 Million Enough to Retire on in America?

Retiring with $3 million may not guarantee financial security due to varying costs of living and unexpected expenses.
fromBusiness Insider
1 month ago
Retirement

I retired 22 years ago with no savings plan, but now have $1.3 million. Stressing about retirement isn't worth it.

#job-juggling
Remote teams
fromNew York Post
2 months ago

I'm secretly working 3 remote jobs but never clock more than 40 hours a week - this is the insane amount of money I make each year

Juggling multiple jobs is common among workers seeking higher incomes and financial security.
Remote teams
fromNew York Post
2 months ago

I'm secretly working 3 remote jobs but never clock more than 40 hours a week - this is the insane amount of money I make each year

Juggling multiple jobs is common among workers seeking higher incomes and financial security.
Europe politics
fromwww.dw.com
1 month ago

Can Europe cut its dependence on US credit card firms? DW 05/02/2025

Europe is reevaluating its dependence on U.S. payment systems amid security concerns linked to geopolitical shifts.
Christine Lagarde emphasizes the need for European independence in digital payments.
Retirement
fromLondon Business News | Londonlovesbusiness.com
2 months ago

How to budget for what happens after you're gone - London Business News | Londonlovesbusiness.com

Consider how your passing will affect your loved ones financially.
Plan for funeral and living costs to ease family burdens.
Investing in life insurance is crucial for future financial security.
Handle estate plans wisely to manage asset distribution effectively.
#personal-finance
from24/7 Wall St.
2 months ago
Retirement

I have $7.5 million but don't feel rich - at what net worth do people actually consider themselves wealthy?

Mental health
from24/7 Wall St.
2 months ago

I Grew Up Broke but Now Earn $300,000 - How Do I Stop Worrying About Money?

Financial insecurity can linger even after achieving financial stability, especially for those who grew up with limited resources.
Retirement
from24/7 Wall St.
2 months ago

I have $7.5 million but don't feel rich - at what net worth do people actually consider themselves wealthy?

Feeling rich is subjective and depends on personal mindset and spending habits.
A net worth of $7.5 million can provide significant income, but lifestyle choices affect feelings of wealth.
Digital life
fromBusiness Insider
2 months ago

Citizens Bank just gave businesses a less risky way to share their financial data

Citizens Bank developed a secure tool for customers to share financial data, minimizing risks involved with third-party apps.
#cybersecurity
fromwww.nytimes.com
2 months ago

My Fiance Wants a Prenup After We Decided We Didn't Need One. Help!

If your fiancé has substantial premarital savings, he should keep them in a divorce just as you should keep your premarital assets.
Relationships
fromwww.swindonadvertiser.co.uk
2 months ago

5000 warning issued to Nationwide, Lloyds, NatWest and Santander customers

"Over half of the people surveyed revealed they had less than 5,000 in savings, with nearly a quarter reporting less than 500, raising concerns about emergency funds."
UK news
fromEntrepreneur
2 months ago

Why Paychecks Aren't Enough Anymore - And What Your Team Really Wants Instead | Entrepreneur

Employees today prioritize personalized, holistic benefits packages over traditional compensation, seeking security for themselves and their families.
Mental health
from24/7 Wall St.
2 months ago

3 Top Schwab ETFs to Buy With the S&P 500 in Correction

The current market downturn has made Schwab's ETFs cheaper for retail investors, encouraging diversification to minimize company-specific risks.
Startup companies
from24/7 Wall St.
2 months ago

The $500 SPY Maneuver That Could Set Your Portfolio For Life

SPY acts as a powerful investment vehicle, allowing beginners to build wealth through small contributions and the magic of compounding, even starting with just $500.
Startup companies
from24/7 Wall St.
2 months ago

Why Are People Still Using Debit Cards Without Rewards, and Worse Security When Cash Back Cards Are An Option?

Far too many people focus solely on spending with a debit card, despite its limited safeguards and lack of benefits compared to cash-back credit cards.
Cryptocurrency
New York Mets
fromNew York Post
2 months ago

Mets set to be heavily impacted by quartet of stars with tricky player options

Long-term, lucrative contracts provide financial security for players.
Shorter deals with player options offer flexibility and a safety net.
Retirement
from24/7 Wall St.
2 months ago

I'm retiring this year with a paid-off house and $200,000 annual spending budget - why does it still feel terrifying?

Retirement can invoke anxiety even if financially prepared, as it impacts one's social life and daily structure.
Gadgets
fromComputerworld
3 months ago

AI agents can (and will) be scammed

The rapid adoption of autonomous AI agents poses significant vulnerabilities, risking exploitation and financial loss.
By 2028, Gartner predicts that AI agents will be integrated into 60% of IT operations tools.
fromLondon Business News | Londonlovesbusiness.com
3 months ago

Employers may need to 'reassess their staffing levels, recruitment plans, and compensation packages' - London Business News | Londonlovesbusiness.com

Workers will experience substantial financial benefits from these changes. Employees aged 21 and above earning the National Living Wage will see a 6.7% pay rise, significantly boosting their annual earnings. Younger workers and apprentices will experience even greater increases, helping improve financial security and reducing income inequality among lower-paid demographics. These measures aim to boost living standards, especially in the face of ongoing economic pressures.
Non-profit organizations
Privacy professionals
fromwww.npr.org
3 months ago

Federal judge prevents Trump administration from dismantling CFPB

A federal judge temporarily blocks the dismantling of the Consumer Financial Protection Bureau and reinstates terminated employees.
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