#401k

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#financial-advice
Retirement
from24/7 Wall St.
2 months ago

Dave Ramsey says to think twice if you if you ever think that using your 401(k) money to pay off your home is a good idea

Withdrawals from a 401(k) can lead to significant financial losses due to taxes and penalties.
from24/7 Wall St.
2 months ago
Retirement

After Missing Both My, And My Employers 401(K) Contributions, What Options Exist To Fix My Retirement Situation?

from24/7 Wall St.
3 months ago
Retirement

My brother died leaving me the sole beneficiary of his 401(k) - should I feel pressured to share the money with my siblings?

Retirement
from24/7 Wall St.
2 months ago

Dave Ramsey says to think twice if you if you ever think that using your 401(k) money to pay off your home is a good idea

Withdrawals from a 401(k) can lead to significant financial losses due to taxes and penalties.
Retirement
from24/7 Wall St.
2 months ago

'I have $4 Million in a 401(k) and Want to Retire a Decade Early -- What Are My Options?'

Early retirement with $4 million is feasible, but financial planning, particularly with 401(k) restrictions, is essential.
Retirement
from24/7 Wall St.
2 months ago

After Missing Both My, And My Employers 401(K) Contributions, What Options Exist To Fix My Retirement Situation?

Investing in a 401(k) is essential for retirement saving, especially if started promptly after missed contributions.
Retirement
from24/7 Wall St.
3 months ago

My brother died leaving me the sole beneficiary of his 401(k) - should I feel pressured to share the money with my siblings?

Beneficiaries of a 401(k) are not obligated to share their inheritance.
Open estate planning discussions can mitigate familial tensions over inheritance.
Retirement
from24/7 Wall St.
1 month ago

Robert Kiyosaki says "the 401(k) is a trap for most people" - is he right?

Kiyosaki argues that 401(k) plans are a trap due to high costs, limited control, tax disadvantages, and misconceptions about employer contributions.
more#financial-advice
#retirement-savings
Startup companies
from24/7 Wall St.
2 months ago

If You're Counting On A 401(K) For Retirement These Are The Mistakes To Avoid First

Avoiding high fees and borrowing against a 401(k) can significantly impact your retirement savings.
Maximize employer contributions in a 401(k) before transitioning to an IRA to minimize fees.
Retirement
from24/7 Wall St.
3 months ago

How does Your 401(k) Compare to the Average?

Most individuals lack sufficient savings in their 401(k) to retire comfortably.
Awareness of your 401(k) balance in comparison to averages can motivate better savings strategies.
Regular investments and maximizing employer matches can significantly improve retirement security.
Retirement
fromBusiness Insider
3 months ago

Don't let them sue: What private-equity bosses want from Trump on 401(k)s

Slow adoption of private-equity investments in 401(k) due to concerns over litigation risks.
Industry leaders seek legal protections to promote alternative assets for retirement plans.
Retirement
from24/7 Wall St.
2 months ago

If I Retire Early, Do I Have To Leave My Whole 401(k) Untouched?

Early 401(k) withdrawals incur penalties unless under certain conditions, such as the Rule of 55.
Retirement
from24/7 Wall St.
3 months ago

401(k)s Have New Maximum Limits in 2025 - Are You Getting the Most From Your Plan?

A super catch-up contribution of $11,250 is available for 401(k) savers aged 60-63 to enhance retirement savings.
Startup companies
from24/7 Wall St.
2 months ago

If You're Counting On A 401(K) For Retirement These Are The Mistakes To Avoid First

Avoiding high fees and borrowing against a 401(k) can significantly impact your retirement savings.
Maximize employer contributions in a 401(k) before transitioning to an IRA to minimize fees.
Retirement
from24/7 Wall St.
3 months ago

How does Your 401(k) Compare to the Average?

Most individuals lack sufficient savings in their 401(k) to retire comfortably.
Awareness of your 401(k) balance in comparison to averages can motivate better savings strategies.
Regular investments and maximizing employer matches can significantly improve retirement security.
Retirement
fromBusiness Insider
3 months ago

Don't let them sue: What private-equity bosses want from Trump on 401(k)s

Slow adoption of private-equity investments in 401(k) due to concerns over litigation risks.
Industry leaders seek legal protections to promote alternative assets for retirement plans.
Retirement
from24/7 Wall St.
2 months ago

If I Retire Early, Do I Have To Leave My Whole 401(k) Untouched?

Early 401(k) withdrawals incur penalties unless under certain conditions, such as the Rule of 55.
Retirement
from24/7 Wall St.
3 months ago

401(k)s Have New Maximum Limits in 2025 - Are You Getting the Most From Your Plan?

A super catch-up contribution of $11,250 is available for 401(k) savers aged 60-63 to enhance retirement savings.
more#retirement-savings
Cryptocurrency
fromBitcoin Magazine
2 weeks ago

In A New Statement, Coinbase CEO Brian Armstrong Says Bitcoin Is Headed Straight Into American Retirement Portfolios, Following The Company's S&P 500 Inclusion.

Coinbase's inclusion in the S&P 500 signals a shift toward cryptocurrency integration in retirement investing.
Retirement
from24/7 Wall St.
2 weeks ago

My $1.6 million retirement account has an automatic annuity clause if I die - what are my options?

Understanding retirement plans is crucial for achieving financial independence.
Employer annuity plans can complicate retirement strategies, especially if unwanted.
#retirement-planning
Retirement
from24/7 Wall St.
2 months ago

I'm Retiring at 50 With $9 Million in Assets - Should I Convert My 401Ks to Roth to Avoid Future RMD Taxes?

The FIRE lifestyle requires careful financial planning and decision-making, especially about tax implications and retirement accounts.
Retirement
from247wallst.com
1 month ago

Did I Mess Up My Retirement Savings by Not Maxing Out My 401k for 15 Years?

Relying solely on Social Security for retirement can be risky; contributing to a 401(k) is critical for financial security.
from24/7 Wall St.
2 months ago
Retirement

I'm about to turn 60 and have socked away $800k in my 401(k) - is it safe to move my targeted retirement date up by a few years?

Retirement
from24/7 Wall St.
2 months ago

I'm Retiring at 50 With $9 Million in Assets - Should I Convert My 401Ks to Roth to Avoid Future RMD Taxes?

The FIRE lifestyle requires careful financial planning and decision-making, especially about tax implications and retirement accounts.
Retirement
from247wallst.com
1 month ago

Did I Mess Up My Retirement Savings by Not Maxing Out My 401k for 15 Years?

Relying solely on Social Security for retirement can be risky; contributing to a 401(k) is critical for financial security.
from24/7 Wall St.
2 months ago
Retirement

I'm about to turn 60 and have socked away $800k in my 401(k) - is it safe to move my targeted retirement date up by a few years?

more#retirement-planning
#financial-planning
Retirement
from24/7 Wall St.
3 months ago

After Maxing Out Your 401(k), These Are the Next Steps

Maxing out a 401(k) provides a solid foundation for retirement, but additional investment options like HSAs and brokerage accounts are available.
from24/7 Wall St.
1 month ago
Retirement

Should I cash out my $250,000 401k to pay off my $130,000 mortgage and live debt-free or keep working in a stressful job?

Retirement
from24/7 Wall St.
3 months ago

After Maxing Out Your 401(k), These Are the Next Steps

Maxing out a 401(k) provides a solid foundation for retirement, but additional investment options like HSAs and brokerage accounts are available.
from24/7 Wall St.
1 month ago
Retirement

Should I cash out my $250,000 401k to pay off my $130,000 mortgage and live debt-free or keep working in a stressful job?

more#financial-planning
from24/7 Wall St.
1 month ago

Should I choose drip or auto balance for my $30,000 investment?

Even as tariff-driven volatility sends markets violently in both directions, staying invested is the best course of action for young investors building a sound nest egg.
Retirement
US news
fromtime.com
1 month ago

Is Your 401(k) Affected by Trump's Tariffs? Here's What to Know and What You Should Do

Trump's tariffs have significantly harmed stock markets, causing steep declines and jeopardizing 401(k) savings.
from24/7 Wall St.
1 month ago

I'm Being Charged $255 Just to Move My 401(k) to Fidelity-Is This Normal?

The fees associated with transferring accounts like 401(k) and IRA can quickly accumulate, often frustrating consumers who must pay extra costs totaling over $250.
Mental health
from24/7 Wall St.
3 months ago

My father passed away 3 years ago and I'm having trouble getting his 401(k) - is it stuck?

Losing a parent can be a tough blow, and it’s harder when you must fight to access your inheritance, especially without a designated 401(k) beneficiary.
Miscellaneous
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