#401k

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fromBusiness Insider
14 hours ago

Trump's 401(k) executive order marks big changes for retirement savings - and possibly puts your money at risk

"Private equity kind of always gets what it wants in Congress, but I think it's a bad idea. It's illiquid, the fees are very high. Private equity funds, for the most part, don't beat the stock market."
Retirement
#cryptocurrency
Cryptocurrency
fromBitcoin Magazine
2 months ago

In A New Statement, Coinbase CEO Brian Armstrong Says Bitcoin Is Headed Straight Into American Retirement Portfolios, Following The Company's S&P 500 Inclusion.

Coinbase's inclusion in the S&P 500 signals a shift toward cryptocurrency integration in retirement investing.
Cryptocurrency
fromBitcoin Magazine
2 months ago

In A New Statement, Coinbase CEO Brian Armstrong Says Bitcoin Is Headed Straight Into American Retirement Portfolios, Following The Company's S&P 500 Inclusion.

Coinbase's inclusion in the S&P 500 signals a shift toward cryptocurrency integration in retirement investing.
more#cryptocurrency
fromBitcoin Magazine
23 hours ago

Bitcoin Price Rallies To $116,000 As Trump Set To Sign An EO To Allow Bitcoin And Crypto To 401(k)s

“The executive order will direct the Labor Department to reevaluate existing guidance around alternative investments in retirement plans governed by ERISA.”
Cryptocurrency
#retirement-savings
fromAol
2 months ago
Retirement

NYC man lost $114,000 - his entire 401(k) - after his physical check from Paychex was stolen and cashed

Retirement
from24/7 Wall St.
2 months ago

3 Changes to the 401(k) Laws Congress Should Make - But Probably Won't

Automatic enrollment in 401(k) accounts could significantly boost retirement savings for low and middle-class Americans.
Retirement
from24/7 Wall St.
2 months ago

Do These 3 Things to Beat the Average American's 401(k)

Saving for retirement is essential to avoid financial struggle.
Starting to save early increases your 401(k) balance significantly.
Claiming employer matches on 401(k) contributions is crucial for retirement.
Retirement
fromAol
2 months ago

NYC man lost $114,000 - his entire 401(k) - after his physical check from Paychex was stolen and cashed

Retirement plan administrators continue to use insecure paper checks for rollovers, exposing savers to significant risks and complications.
Retirement
from24/7 Wall St.
2 months ago

3 Changes to the 401(k) Laws Congress Should Make - But Probably Won't

Automatic enrollment in 401(k) accounts could significantly boost retirement savings for low and middle-class Americans.
Retirement
from24/7 Wall St.
2 months ago

Do These 3 Things to Beat the Average American's 401(k)

Saving for retirement is essential to avoid financial struggle.
Starting to save early increases your 401(k) balance significantly.
Claiming employer matches on 401(k) contributions is crucial for retirement.
more#retirement-savings
#inheritance
Retirement
from24/7 Wall St.
5 months ago

My brother died leaving me the sole beneficiary of his 401(k) - should I feel pressured to share the money with my siblings?

Beneficiaries of a 401(k) are not obligated to share their inheritance.
Open estate planning discussions can mitigate familial tensions over inheritance.
Retirement
from24/7 Wall St.
5 months ago

My brother died leaving me the sole beneficiary of his 401(k) - should I feel pressured to share the money with my siblings?

Beneficiaries of a 401(k) are not obligated to share their inheritance.
Open estate planning discussions can mitigate familial tensions over inheritance.
more#inheritance
#retirement-planning
Retirement
fromFast Company
2 months ago

How to think about retirement if you don't have a traditional full-time job

Self-employed individuals face unique challenges in retirement planning due to irregular income and lack of traditional benefits.
from24/7 Wall St.
3 months ago
Retirement

If we can't do a backdoor Roth, is it still worth maxing our 401(k), or should we switch to a taxable account?

Retirement
fromFast Company
2 months ago

How to think about retirement if you don't have a traditional full-time job

Self-employed individuals face unique challenges in retirement planning due to irregular income and lack of traditional benefits.
from24/7 Wall St.
3 months ago
Retirement

If we can't do a backdoor Roth, is it still worth maxing our 401(k), or should we switch to a taxable account?

more#retirement-planning
#fire
from24/7 Wall St.
2 months ago
Retirement

My $1.6 million retirement account has an automatic annuity clause if I die - what are my options?

Understanding retirement plans is crucial for achieving financial independence.
Employer annuity plans can complicate retirement strategies, especially if unwanted.
Retirement
from24/7 Wall St.
5 months ago

I'm Retiring at 50 With $9 Million in Assets - Should I Convert My 401Ks to Roth to Avoid Future RMD Taxes?

The FIRE lifestyle requires careful financial planning and decision-making, especially about tax implications and retirement accounts.
Retirement
from24/7 Wall St.
2 months ago

My $1.6 million retirement account has an automatic annuity clause if I die - what are my options?

Understanding retirement plans is crucial for achieving financial independence.
Employer annuity plans can complicate retirement strategies, especially if unwanted.
Retirement
from24/7 Wall St.
5 months ago

I'm Retiring at 50 With $9 Million in Assets - Should I Convert My 401Ks to Roth to Avoid Future RMD Taxes?

The FIRE lifestyle requires careful financial planning and decision-making, especially about tax implications and retirement accounts.
more#fire
#retirement
Retirement
from24/7 Wall St.
5 months ago

After Maxing Out Your 401(k), These Are the Next Steps

Maxing out a 401(k) provides a solid foundation for retirement, but additional investment options like HSAs and brokerage accounts are available.
Retirement
from24/7 Wall St.
5 months ago

After Maxing Out Your 401(k), These Are the Next Steps

Maxing out a 401(k) provides a solid foundation for retirement, but additional investment options like HSAs and brokerage accounts are available.
more#retirement
Retirement
from24/7 Wall St.
3 months ago

Should I cash out my $250,000 401k to pay off my $130,000 mortgage and live debt-free or keep working in a stressful job?

Job restructuring causes panic among employees facing potential layoffs, impacting their mental health and financial planning.
from24/7 Wall St.
3 months ago

Should I choose drip or auto balance for my $30,000 investment?

Even as tariff-driven volatility sends markets violently in both directions, staying invested is the best course of action for young investors building a sound nest egg.
Retirement
US news
fromtime.com
4 months ago

Is Your 401(k) Affected by Trump's Tariffs? Here's What to Know and What You Should Do

Trump's tariffs have significantly harmed stock markets, causing steep declines and jeopardizing 401(k) savings.
from24/7 Wall St.
4 months ago

I'm Being Charged $255 Just to Move My 401(k) to Fidelity-Is This Normal?

Account transfer fees for 401(k)s and IRAs can add up, costing over $250.
It's advisable to ask brokerage firms for potential reimbursements to offset fees.
Fundraising
from24/7 Wall St.
4 months ago

I Stopped My 401k Contributions to Boost Our Emergency Fund-Is This a Smart Move?

The Reddit user paused her 401(k) contributions to increase her emergency fund from $65K to $80K.
fromNew York Post
4 months ago

Nearly half of Generation X is not confident about retirement, survey finds

45% of Gen Xers feel 'not confident' in retiring 'when and how they want,' largely due to financial pressures from caring for children and elderly parents.
Retirement
#debt-management
from24/7 Wall St.
6 months ago
Business

43-year-old woman calls Suze Orman asking if she can pull from her 401(k) that has $100k in it to pay off loans - hear what she says

from24/7 Wall St.
6 months ago
Business

43-year-old woman calls Suze Orman asking if she can pull from her 401(k) that has $100k in it to pay off loans - hear what she says

more#debt-management
from24/7 Wall St.
4 months ago

I'm Ready To Retire Early, but Does That Mean Leaving My 401(k) Untouched For Another 5 Years?

If you leave your job during the calendar year in which you turn 55 or later, you can take a withdrawal from your 401(k) without a penalty.
Retirement
Retirement
fromBusiness Insider
5 months ago

Don't let them sue: What private-equity bosses want from Trump on 401(k)s

Slow adoption of private-equity investments in 401(k) due to concerns over litigation risks.
Industry leaders seek legal protections to promote alternative assets for retirement plans.
from24/7 Wall St.
5 months ago

I Almost Took a Loan From My 401(k), but These 10 Factors Changed My Mind

Avoid borrowing from your 401(k) due to long-term financial drawbacks.
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