#401k
#401k

In A New Statement, Coinbase CEO Brian Armstrong Says Bitcoin Is Headed Straight Into American Retirement Portfolios, Following The Company's S&P 500 Inclusion.

Coinbase's inclusion in the S&P 500 signals a shift toward cryptocurrency integration in retirement investing.

fromBitcoin Magazine

2 weeks ago

Cryptocurrency

President Trump Plans To Open 401(k)s To Bitcoin, Crypto, Gold, And Private Equity: FT

Cryptocurrency

fromBitcoin Magazine

In A New Statement, Coinbase CEO Brian Armstrong Says Bitcoin Is Headed Straight Into American Retirement Portfolios, Following The Company's S&P 500 Inclusion.

Coinbase's inclusion in the S&P 500 signals a shift toward cryptocurrency integration in retirement investing.

Retirement

Americans Now Target $1.46M for Retirement: Are You on Track with These Age-Related Goals?

fromAol

Retirement

NYC man lost $114,000 - his entire 401(k) - after his physical check from Paychex was stolen and cashed

Retirement

At 29 With $45K in 401(k), Why Projected Figures Might Mislead

Retirement

Dave Ramsey's Warning: Don't Tap Your 401(k) to Pay Your Mortgage

3 Changes to the 401(k) Laws Congress Should Make - But Probably Won't

Automatic enrollment in 401(k) accounts could significantly boost retirement savings for low and middle-class Americans.

Do These 3 Things to Beat the Average American's 401(k)

Saving for retirement is essential to avoid financial struggle.

Starting to save early increases your 401(k) balance significantly.

Claiming employer matches on 401(k) contributions is crucial for retirement.

2 weeks ago

Retirement

Americans Now Target $1.46M for Retirement: Are You on Track with These Age-Related Goals?

fromAol

NYC man lost $114,000 - his entire 401(k) - after his physical check from Paychex was stolen and cashed

Retirement plan administrators continue to use insecure paper checks for rollovers, exposing savers to significant risks and complications.

At 29 With $45K in 401(k), Why Projected Figures Might Mislead

It's never too early to start saving for retirement through 401(k) plans.

Retirement

Dave Ramsey's Warning: Don't Tap Your 401(k) to Pay Your Mortgage

3 Changes to the 401(k) Laws Congress Should Make - But Probably Won't

Automatic enrollment in 401(k) accounts could significantly boost retirement savings for low and middle-class Americans.

Do These 3 Things to Beat the Average American's 401(k)

Saving for retirement is essential to avoid financial struggle.

Starting to save early increases your 401(k) balance significantly.

Claiming employer matches on 401(k) contributions is crucial for retirement.

more#retirement-savings

#inheritance

Retirement

How I Plan to Split My Father's 401k with My Siblings Without Getting Hit by Taxes

Retirement

Managing a 401(k) Alone Without Sharing With Siblings

SF parents

I inherited my dad's 401(k) after 20 years and they won't tell me how much is in it - what can I do?

My brother died leaving me the sole beneficiary of his 401(k) - should I feel pressured to share the money with my siblings?

Beneficiaries of a 401(k) are not obligated to share their inheritance.

Open estate planning discussions can mitigate familial tensions over inheritance.

Miscellaneous

My father passed away 3 years ago and I'm having trouble getting his 401(k) - is it stuck?

Retirement

How I Plan to Split My Father's 401k with My Siblings Without Getting Hit by Taxes

Retirement

Managing a 401(k) Alone Without Sharing With Siblings

SF parents

I inherited my dad's 401(k) after 20 years and they won't tell me how much is in it - what can I do?

My brother died leaving me the sole beneficiary of his 401(k) - should I feel pressured to share the money with my siblings?

Beneficiaries of a 401(k) are not obligated to share their inheritance.

Open estate planning discussions can mitigate familial tensions over inheritance.

Miscellaneous

My father passed away 3 years ago and I'm having trouble getting his 401(k) - is it stuck?

How to think about retirement if you don't have a traditional full-time job

Self-employed individuals face unique challenges in retirement planning due to irregular income and lack of traditional benefits.

Retirement

I am 49 with $660K in a 401(k). Should I max out the 24% bracket with annual Roth conversions?

Retirement

Should I Start a Roth IRA from $0 or Keep Contributing to My 401k at Age 42?

Retirement

I Got Fired - Should I Roll My $600k 401k to an IRA or Keep It with Principal?

Retirement

Surprise: You Probably Shouldn't Max Out Your 401(k)

Retirement

If we can't do a backdoor Roth, is it still worth maxing our 401(k), or should we switch to a taxable account?

fromFast Company

How to think about retirement if you don't have a traditional full-time job

Self-employed individuals face unique challenges in retirement planning due to irregular income and lack of traditional benefits.

Retirement

I am 49 with $660K in a 401(k). Should I max out the 24% bracket with annual Roth conversions?

Retirement

Should I Start a Roth IRA from $0 or Keep Contributing to My 401k at Age 42?

Retirement

I Got Fired - Should I Roll My $600k 401k to an IRA or Keep It with Principal?

Surprise: You Probably Shouldn't Max Out Your 401(k)

Maxing out a 401(k) isn't always the best choice for retirement planning.

Retirement

If we can't do a backdoor Roth, is it still worth maxing our 401(k), or should we switch to a taxable account?

more#retirement-planning

#fire

Retirement

My $1.6 million retirement account has an automatic annuity clause if I die - what are my options?

Understanding retirement plans is crucial for achieving financial independence.

Employer annuity plans can complicate retirement strategies, especially if unwanted.

I'm Retiring at 50 With $9 Million in Assets - Should I Convert My 401Ks to Roth to Avoid Future RMD Taxes?

The FIRE lifestyle requires careful financial planning and decision-making, especially about tax implications and retirement accounts.

My $1.6 million retirement account has an automatic annuity clause if I die - what are my options?

Understanding retirement plans is crucial for achieving financial independence.

Employer annuity plans can complicate retirement strategies, especially if unwanted.

I'm Retiring at 50 With $9 Million in Assets - Should I Convert My 401Ks to Roth to Avoid Future RMD Taxes?

The FIRE lifestyle requires careful financial planning and decision-making, especially about tax implications and retirement accounts.

Retirement

Is Increasing My 401(k) Withholding the Key to Maximizing My Retirement Income?

After Maxing Out Your 401(k), These Are the Next Steps

Maxing out a 401(k) provides a solid foundation for retirement, but additional investment options like HSAs and brokerage accounts are available.

Retirement

Is Increasing My 401(k) Withholding the Key to Maximizing My Retirement Income?

After Maxing Out Your 401(k), These Are the Next Steps

Maxing out a 401(k) provides a solid foundation for retirement, but additional investment options like HSAs and brokerage accounts are available.

Should I cash out my $250,000 401k to pay off my $130,000 mortgage and live debt-free or keep working in a stressful job?

Job restructuring causes panic among employees facing potential layoffs, impacting their mental health and financial planning.

Should I choose drip or auto balance for my $30,000 investment?

Even as tariff-driven volatility sends markets violently in both directions, staying invested is the best course of action for young investors building a sound nest egg.

Retirement

US news

fromtime.com

Is Your 401(k) Affected by Trump's Tariffs? Here's What to Know and What You Should Do

Trump's tariffs have significantly harmed stock markets, causing steep declines and jeopardizing 401(k) savings.

I'm Being Charged $255 Just to Move My 401(k) to Fidelity-Is This Normal?

Account transfer fees for 401(k)s and IRAs can add up, costing over $250.

It's advisable to ask brokerage firms for potential reimbursements to offset fees.

Fundraising

I Stopped My 401k Contributions to Boost Our Emergency Fund-Is This a Smart Move?

The Reddit user paused her 401(k) contributions to increase her emergency fund from $65K to $80K.

fromNew York Post

Nearly half of Generation X is not confident about retirement, survey finds

45% of Gen Xers feel 'not confident' in retiring 'when and how they want,' largely due to financial pressures from caring for children and elderly parents.

Retirement

#debt-management

Retirement

Should I withdraw from my 401k to pay off $16k in credit card debt at 24% interest?

6 months ago

Business

43-year-old woman calls Suze Orman asking if she can pull from her 401(k) that has $100k in it to pay off loans - hear what she says

Retirement

Should I withdraw from my 401k to pay off $16k in credit card debt at 24% interest?

6 months ago

Business

43-year-old woman calls Suze Orman asking if she can pull from her 401(k) that has $100k in it to pay off loans - hear what she says

more#debt-management

fromRedfin | Real Estate Tips for Home Buying, Selling & More

I'm Ready To Retire Early, but Does That Mean Leaving My 401(k) Untouched For Another 5 Years?

If you leave your job during the calendar year in which you turn 55 or later, you can take a withdrawal from your 401(k) without a penalty.

Retirement

Can I Use My 401(k) to Buy a House? Yes, Here's How

Using a 401(k) to buy a home is possible but fraught with risks.

There are two primary options: 401(k) loans and withdrawals, each with specific conditions.

fromBusiness Insider

Don't let them sue: What private-equity bosses want from Trump on 401(k)s

Slow adoption of private-equity investments in 401(k) due to concerns over litigation risks.

Industry leaders seek legal protections to promote alternative assets for retirement plans.

I Almost Took a Loan From My 401(k), but These 10 Factors Changed My Mind

Avoid borrowing from your 401(k) due to long-term financial drawbacks.