How "Buy Now, Pay Later" Seduced a Generation-and Trapped It in Debt | The Walrus
Buy-now-pay-later services let consumers receive goods immediately while deferring payment, functioning as microloans without credit checks and creating hidden or 'phantom' debt risks.
3 things Klarna: AI strategy reversal, credit losses, and banking move - Tearsheet
Klarna is redefining its customer service approach by re-integrating human agents after initial reliance on AI led to a decline in customer experience.
Why Buy Now, Pay Later Is Growing w/ Zip CEO Joe Heck
Zip focuses on providing financial flexibility to underserved consumers, differentiating itself with responsible repayment plans and strategic partnerships.