Should you refinance your mortgage?
Briefly

Vertigo3d/Getty Images A mortgage refinance can be a smart financial move that could lower your monthly payment and/or overall loan costs.Interest rates have recently begun dropping after spiking to 20-year highs this fall, which could tempt homeowners to consider refinancing their mortgage.Still, it's important to consider the pros and cons and crunch some numbers to decide if refinancing makes financial sense for you.
Read at SFGATE
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