Why the 4% Rule Is Dead to Me
Briefly

While the 4% rule has been a longstanding guideline for retirement withdrawals, it relies on outdated assumptions about investments and income that may no longer hold true in today's market.
Social Security will replace only about 40% of my pre-retirement wages, meaning personal savings must fill the gap; it's critical to manage these funds wisely, beyond the outdated 4% rule.
Read at 24/7 Wall St.
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