#4-rule
#4-rule

Miscellaneous

Suze Orman explains why people have to stop using this old retirement rule as a crutch

1 month ago

Retirement

Can I retire at age 66 with $800K in my IRA and $2,900 a month from Social Security?

Miscellaneous

Suze Orman explains why people have to stop using this old retirement rule as a crutch

Retirement

I'm planning to be '4% flexible' in retirement - will re-evaluating my safe withdrawal annually help me avoid running out of money?

3 months ago

Retirement

The Truth About the 4% Rule - Why It's Not a Guarantee for Never Running Out of Money

I Want to Know Alternatives to the 4% Withdrawal Rule for My Retirement Strategy

The FIRE movement often relies on the 4% withdrawal strategy, but alternative approaches like the 95% rule offer more flexibility.

1 month ago

Retirement

I'm planning to be '4% flexible' in retirement - will re-evaluating my safe withdrawal annually help me avoid running out of money?

3 months ago

Retirement

The Truth About the 4% Rule - Why It's Not a Guarantee for Never Running Out of Money

I Want to Know Alternatives to the 4% Withdrawal Rule for My Retirement Strategy

The FIRE movement often relies on the 4% withdrawal strategy, but alternative approaches like the 95% rule offer more flexibility.

Retirement

I've heard the 4% rule is ideal for retirement but I'm starting to question it

2 months ago

Retirement

I've heard the 4% rule is best for retirement savings but I'm questioning that

Bootstrapping

I'm 48 with a $1 million retirement portfolio - would recalculating my 4% withdrawal every year let me spend more safely?

I No Longer Swear by 'the 4% Rule' and This Is Why

The 4% rule for retirement withdrawals may be outdated and less reliable.

Updated research suggests a safer withdrawal rate should be around 3.7%.

It's advisable to create a personalized retirement withdrawal plan with an advisor.

My friend is 70 and won't retire because they are worried about a 4% withdrawal rate - are they right to worry?

The 4% rule helps manage retirement withdrawals but isn't one-size-fits-all, hence, seeking personalized financial advice is essential.

If I'm Retiring 5 Years Early and Have $3M Saved Up, What Is My Safe Withdrawal Rate?

The 4% rule may be too risky for early retirees, suggesting a 3% or 3.5% withdrawal rate instead.

2 months ago

I've heard the 4% rule is ideal for retirement but I'm starting to question it

The 4% rule's reliability is questioned due to uncertain future market conditions, advocating for personalized retirement strategies.

2 months ago

I've heard the 4% rule is best for retirement savings but I'm questioning that

The 4% rule is a traditional withdrawal strategy, but it may not suit everyone's retirement needs.

Bootstrapping

I'm 48 with a $1 million retirement portfolio - would recalculating my 4% withdrawal every year let me spend more safely?

Withdrawal rates are crucial for retirement planning; the 4% rule is not universally applicable.

Younger retirees may prefer aggressive withdrawal rates despite the associated risks.

Costs, inflation, and unforeseen expenses affect retirement planning significantly.

Consulting a financial advisor is vital for retirees.

I No Longer Swear by 'the 4% Rule' and This Is Why

The 4% rule for retirement withdrawals may be outdated and less reliable.

Updated research suggests a safer withdrawal rate should be around 3.7%.

It's advisable to create a personalized retirement withdrawal plan with an advisor.

My friend is 70 and won't retire because they are worried about a 4% withdrawal rate - are they right to worry?

The 4% rule helps manage retirement withdrawals but isn't one-size-fits-all, hence, seeking personalized financial advice is essential.