In 2018, my husband and I had nearly 5 times more credit card debt than the average US household, which led us to change our spending habits drastically.
I started gathering weekend receipts every Sunday night, which often triggered a physical stress response. The realization of our financial situation weighed heavily on me.
We recognized that merely increasing our income wouldn't solve our issues, as expenses like daycare and student loans consumed our earnings.
Our approach to debt became a game, inspired by the rising awareness of minimalism, and we systematically tackled our finances to achieve freedom from credit card debt.
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