Dave Ramsey says this tiny change could save you thousands every year

The average adult spends about $1,497 every month on non-essentials—equating to nearly $18,000 a year—which could serve for retirement or emergency savings.

According to financial coach Dave Ramsey, spending just $13.70 daily on non-essentials adds up to an astonishing $5,000 a year, impacting financial stability.

Dining out significantly increases costs; Americans dine out about three times monthly and spend an average of $166 monthly on food, totaling around $2,000 annually.

The average American adult's monthly expenditures reveal a troubling pattern of overspending on non-essentials, which could be detrimental to financial health and future goals.

Read at 24/7 Wall St.