The monthly benefit Social Security pays you will be based on your personal income history, specifically, wages earned during your 35 most profitable years of earnings.
A higher paycheck could do your finances a world of good in 2025, but higher pay could also lead to a larger Social Security benefit in retirement.
It’s important to make sure the Social Security Administration has accurate earnings data on file for you, as underreported income could result in smaller checks in retirement.
Create a Social Security account to check your earnings statement and future benefit estimates to ensure you don’t miss an earnings statement.
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