Homeowners and insurers are experiencing shared challenges due to climate change, which has significantly impacted the affordability of homeowners insurance across the country.
The only sustainable solution for the homeowners insurance market is to address climate change, making rates affordable for homeowners while remaining profitable for insurers.
People continue to build in hazardous areas despite the risks, often rebuilding in the same danger zones after disasters, exacerbated by subsidized insurance.
As the frequency of catastrophic events increases, it's crucial to either make homes more resilient to these threats or relocate them entirely.
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