Millions of Americans Live in 'Insurance Deserts'-but There Are Ways To Protect Your HomeHomeowners insurance is increasingly unaffordable for many due to climate change risks and exits by insurers from high-risk markets.
California Wildfires Threaten Insurers Already Teetering From Climate ShocksThe wildfires in Southern California threaten to worsen California's already troubled insurance market, increasing rates and limiting coverage options.
Opinion | Climate Change Is Making Homeownership Even More UnaffordableHomeowners insurance market struggles due to climate change, leading to unaffordable premiums for homeowners and unsustainable profits for insurers.
Home insurance rates rise for most policyholders in 2024There is a growing fear among homeowners, particularly younger ones, about their homes becoming uninsurable.
Travelers is the latest California insurer to raise rates. How to find coverage in your areaTravelers Insurance in California increasing rates by 15% due to wildfire risks, reinsurance costs, and inflation.
Millions of Americans Live in 'Insurance Deserts'-but There Are Ways To Protect Your HomeHomeowners insurance is increasingly unaffordable for many due to climate change risks and exits by insurers from high-risk markets.
California Wildfires Threaten Insurers Already Teetering From Climate ShocksThe wildfires in Southern California threaten to worsen California's already troubled insurance market, increasing rates and limiting coverage options.
Opinion | Climate Change Is Making Homeownership Even More UnaffordableHomeowners insurance market struggles due to climate change, leading to unaffordable premiums for homeowners and unsustainable profits for insurers.
Home insurance rates rise for most policyholders in 2024There is a growing fear among homeowners, particularly younger ones, about their homes becoming uninsurable.
Travelers is the latest California insurer to raise rates. How to find coverage in your areaTravelers Insurance in California increasing rates by 15% due to wildfire risks, reinsurance costs, and inflation.
10 Cities Where Americans Are Feeling the Pain of Surging Insurance CostsInsurance costs are rising rapidly across the board, significantly affecting homeowners, especially in regions prone to severe weather.
5 Things To Consider Before Purchasing Home Insurance Boston Condos For Sale Ford RealtyHomeowner's insurance is essential for protecting your investment and providing peace of mind.
10 Cities Where Americans Are Feeling the Pain of Surging Insurance CostsInsurance costs are rising rapidly across the board, significantly affecting homeowners, especially in regions prone to severe weather.
5 Things To Consider Before Purchasing Home Insurance Boston Condos For Sale Ford RealtyHomeowner's insurance is essential for protecting your investment and providing peace of mind.
Do Californians need flood insurance? Few homeowners itCalifornia homeowners are significantly underinsured against flood risks despite having a notable number of residences.
'My neighbor's toilet?': Bizarre list of reasons why insurance companies dropped CA homeownersCalifornia homeowners face arbitrary insurance non-renewals citing nonexistent issues, creating an insurance crisis for many.
Are Wildfires Raising Homeowners Insurance Rates in California?Natural disasters drive up homeowners insurance costs in high-risk areas like Florida (hurricanes) and California (wildfires).
State Farm can hike rates on homeowners if it pauses cancellations and proves needCalifornia's Insurance Commissioner will allow a 22% premium increase for State Farm under specific conditions, including a halt to policy cancellations.
State Farm Seeks an Urgent Increase in California Rates After FiresState Farm requests a 22% rate increase for homeowners' insurance, reflecting ongoing challenges in California's market.
California to address home insurance in high-risk wildfire areasCalifornia's new regulation mandates insurers increase policies in wildfire-prone areas, addressing the need for reliable homeowner coverage.
Do Californians need flood insurance? Few homeowners itCalifornia homeowners are significantly underinsured against flood risks despite having a notable number of residences.
'My neighbor's toilet?': Bizarre list of reasons why insurance companies dropped CA homeownersCalifornia homeowners face arbitrary insurance non-renewals citing nonexistent issues, creating an insurance crisis for many.
Are Wildfires Raising Homeowners Insurance Rates in California?Natural disasters drive up homeowners insurance costs in high-risk areas like Florida (hurricanes) and California (wildfires).
State Farm can hike rates on homeowners if it pauses cancellations and proves needCalifornia's Insurance Commissioner will allow a 22% premium increase for State Farm under specific conditions, including a halt to policy cancellations.
State Farm Seeks an Urgent Increase in California Rates After FiresState Farm requests a 22% rate increase for homeowners' insurance, reflecting ongoing challenges in California's market.
California to address home insurance in high-risk wildfire areasCalifornia's new regulation mandates insurers increase policies in wildfire-prone areas, addressing the need for reliable homeowner coverage.
Insurance worries force homeowners to rethink living arrangementsRising homeowners insurance and taxes are significantly impacting families' ability to stay in their homes.
Here's where California could push insurers to cover more fire-risk homesCalifornia Insurance Commissioner Ricardo Lara's proposed plan aims to stabilize the home-insurance market by allowing rate hikes based on climate change, potentially increasing coverage in fire-prone areas.
The Condo Crisis No One's Talking About: Insurers Are Walking Away From HOAsInsurance premiums and HOA fees are rising due to climate change, burdening homeowners financially.
Hurricane Helene Is the 'Strongest in Recent Memory'-but 20% of Floridians Don't Have Homeowners Insurance: What To Do If You're Not CoveredHurricane Helene poses significant risks, highlighting the urgent need for homeowners to prepare amid rising costs and lack of insurance coverage.
Most Americans say weather events are increasing the risk to their homesAmericans perceive increasing weather risks to their homes due to climate change, with significant challenges in accessing homeowners insurance, especially among lower income groups.
The LA fires cast light on climate change insurance crisis DW 01/24/2025The Los Angeles wildfires may become one of the costliest in US history, with estimated losses reaching $250 billion.Increased climate-related disasters are making homeowners' insurance less accessible, which can lead to financial ruin for many.
Here's where California could push insurers to cover more fire-risk homesCalifornia Insurance Commissioner Ricardo Lara's proposed plan aims to stabilize the home-insurance market by allowing rate hikes based on climate change, potentially increasing coverage in fire-prone areas.
The Condo Crisis No One's Talking About: Insurers Are Walking Away From HOAsInsurance premiums and HOA fees are rising due to climate change, burdening homeowners financially.
Hurricane Helene Is the 'Strongest in Recent Memory'-but 20% of Floridians Don't Have Homeowners Insurance: What To Do If You're Not CoveredHurricane Helene poses significant risks, highlighting the urgent need for homeowners to prepare amid rising costs and lack of insurance coverage.
Most Americans say weather events are increasing the risk to their homesAmericans perceive increasing weather risks to their homes due to climate change, with significant challenges in accessing homeowners insurance, especially among lower income groups.
The LA fires cast light on climate change insurance crisis DW 01/24/2025The Los Angeles wildfires may become one of the costliest in US history, with estimated losses reaching $250 billion.Increased climate-related disasters are making homeowners' insurance less accessible, which can lead to financial ruin for many.
State Farm offers homeowners in fire areas a chance to renew insurance policies.State Farm will allow renewal of policies for homeowners affected by recent wildfires to address pressures from state officials and improve stability.
California State Farm homeowners frustrated by rejected water damage claims. 'No basis'Insurance claims may be denied due to the interpretation of damage as wear and tear rather than sudden events.
State Farm offers homeowners in fire areas a chance to renew insurance policies.State Farm will allow renewal of policies for homeowners affected by recent wildfires to address pressures from state officials and improve stability.
California State Farm homeowners frustrated by rejected water damage claims. 'No basis'Insurance claims may be denied due to the interpretation of damage as wear and tear rather than sudden events.
Collins: How to make sure you have adequate homeowners insurance - San Jose SpotlightHomeowners insurance access issues are escalating due to natural disasters and regulatory challenges, impacting new and existing homeowners.
If Hurricane Milton Floods Your Basement, Here Are the Quick Fixes You Need To KnowHurricane Milton poses a significant flooding threat to Florida, highlighting the increasing prevalence of severe storms and their impact on homeowners.
How a homeowners insurance provision can help with living expenses after a natural disasterLoss of use coverage in homeowners insurance helps cover living expenses if your home is uninhabitable due to a disaster.
Here are key steps to file a homeowners insurance claim after a natural disaster, experts sayTimely filing of homeowners insurance claims is crucial after natural disasters to expedite the recovery process and minimize delays.
Collins: How to make sure you have adequate homeowners insurance - San Jose SpotlightHomeowners insurance access issues are escalating due to natural disasters and regulatory challenges, impacting new and existing homeowners.
If Hurricane Milton Floods Your Basement, Here Are the Quick Fixes You Need To KnowHurricane Milton poses a significant flooding threat to Florida, highlighting the increasing prevalence of severe storms and their impact on homeowners.
How a homeowners insurance provision can help with living expenses after a natural disasterLoss of use coverage in homeowners insurance helps cover living expenses if your home is uninhabitable due to a disaster.
Here are key steps to file a homeowners insurance claim after a natural disaster, experts sayTimely filing of homeowners insurance claims is crucial after natural disasters to expedite the recovery process and minimize delays.
Treasury outlines rising cost of homeowners insuranceHomeowners insurance premiums have significantly increased, particularly in climate-risk areas, with implications for policy availability and renewals.
The cost of homeowners insurance skyrockets in Upper Midwest statesExtreme weather and high construction costs drive steep increases in homeowners insurance premiums, especially in the Upper Midwest.
Treasury outlines rising cost of homeowners insuranceHomeowners insurance premiums have significantly increased, particularly in climate-risk areas, with implications for policy availability and renewals.
The cost of homeowners insurance skyrockets in Upper Midwest statesExtreme weather and high construction costs drive steep increases in homeowners insurance premiums, especially in the Upper Midwest.
Will California insurance reforms be enough to stop insurers from leaving?California is facing an increasing crisis in homeowners insurance exacerbated by recent fires, with fears of insurers withdrawing from the market.
Uninsurable homes are selling for all cash at a deep discountThe housing market is becoming increasingly divided due to rising insurance costs and mortgage denials, affecting primarily low-income homeowners.
Will California insurance reforms be enough to stop insurers from leaving?California is facing an increasing crisis in homeowners insurance exacerbated by recent fires, with fears of insurers withdrawing from the market.
Uninsurable homes are selling for all cash at a deep discountThe housing market is becoming increasingly divided due to rising insurance costs and mortgage denials, affecting primarily low-income homeowners.
1 in 10 Los Angeles homes don't have insurance, says one estimateAround 10% of homeowners in Los Angeles County lack insurance, a trend aligned with statewide statistics.
Explainer: What happens to your mortgage after a disaster?Homeowners should not make mortgage payments if their home is significantly damaged, relying primarily on insurance for relief.
What Long Islanders need to know about insurance coverage after a stormHomeowners generally need separate flood insurance to cover storm damage, as standard policies often do not include flood-related losses.
Explainer: What happens to your mortgage after a disaster?Homeowners should not make mortgage payments if their home is significantly damaged, relying primarily on insurance for relief.
What Long Islanders need to know about insurance coverage after a stormHomeowners generally need separate flood insurance to cover storm damage, as standard policies often do not include flood-related losses.
Climate change is driving a home insurance crisis. Here's how insurers assess riskHomeowners insurance rates surged 11.3% nationwide in 2023, signaling a troubling trend amidst evolving risks and rising construction costs.
Allstate to hike home rates in California wildfire areas by 34%Allstate is increasing homeowners' insurance rates by an average of 34.1% due to rising wildfire risks in California.
6 strategies to help mitigate rising car and home insurance costsInsurance costs for homeowners and car owners are rising significantly, impacting household finances considerably.
Climate change is driving a home insurance crisis. Here's how insurers assess riskHomeowners insurance rates surged 11.3% nationwide in 2023, signaling a troubling trend amidst evolving risks and rising construction costs.
Allstate to hike home rates in California wildfire areas by 34%Allstate is increasing homeowners' insurance rates by an average of 34.1% due to rising wildfire risks in California.
6 strategies to help mitigate rising car and home insurance costsInsurance costs for homeowners and car owners are rising significantly, impacting household finances considerably.
How to protect yourself against potential Halloween horrors - a fire, injury or allergic reactionConsider insurance implications for Halloween festivities, particularly regarding liability for injuries on your property.
Hurricane Milton Made Landfall-but Does Homeowners Insurance Cover Water Damage and Roof Leaks?This hurricane season is historic, with Hurricanes Milton and Helene causing unprecedented damage and financial strain on affected communities.
Louisiana homeowners insurance costs lead more seniors to reverse mortgagesHomeowners insurance costs are rising, affecting fixed-income seniors and spurring interest in reverse mortgages for financial relief.
Allstate approved to raise California home insurance rates by 34%Allstate will raise California home insurance rates by an average of 34.1%, marking the largest increase for a major insurer in three years.
My insurance company spied on my house with a drone. Then the real nightmare began.Insurance companies are using AI-powered drone surveillance for risk assessment, potentially leading to policy cancellation over minor issues.
E-Bike Insurance Adoption Is On The Rise - Do You Need It?Insuring premium items like e-bikes may require a separate policy for extended coverage beyond homeowners insurance.