Millions of Americans Live in 'Insurance Deserts'-but There Are Ways To Protect Your Home
Homeowners insurance is increasingly unaffordable for many due to climate change risks and exits by insurers from high-risk markets.
Travelers is the latest California insurer to raise rates. How to find coverage in your area
Travelers Insurance in California increasing rates by 15% due to wildfire risks, reinsurance costs, and inflation.
Another homeowners' insurance carrier leaves California
The Hartford Financial Services Group will no longer offer new homeowners insurance policies in California starting in February 2024.
The decision was made due to the unique challenges presented by California's homeowners insurance environment, including increased risks from wildfires.
Millions of Americans Live in 'Insurance Deserts'-but There Are Ways To Protect Your Home
Homeowners insurance is increasingly unaffordable for many due to climate change risks and exits by insurers from high-risk markets.
Travelers is the latest California insurer to raise rates. How to find coverage in your area
Travelers Insurance in California increasing rates by 15% due to wildfire risks, reinsurance costs, and inflation.
Another homeowners' insurance carrier leaves California
The Hartford Financial Services Group will no longer offer new homeowners insurance policies in California starting in February 2024.
The decision was made due to the unique challenges presented by California's homeowners insurance environment, including increased risks from wildfires.
America's home insurance problem is set to intensify
Private home insurers are dropping customers, exacerbating risks for homeowners in areas prone to natural disasters.
Insurance in a Climate-Changed World - Non Profit News | Nonprofit Quarterly
Climate change's financial impact is immediate, affecting insurance costs and coverage availability significantly.
Opinion: How to cool California's heated home insurance market
Home insurance in California has been underpriced for too long, leading to insurers paying out more than they collect in premiums, making the market unsustainable.
Hurricanes can turn a house from asset to liability
Flood damage transforms houses from assets to liabilities for homeowners, particularly highlighted during hurricane seasons.
Only a small percentage of Americans carry flood insurance, facing rising costs amidst climate-related risks.
FEMA's flood insurance program is significantly underfunded, burdening homeowners without adequate private market solutions.
'The sexiest race on the ballot': Why the role of insurance commissioner is suddenly in the spotlight
Climate change significantly impacts home insurance prices, affecting everyday Americans and shifting public focus towards insurance commissioners.
America's home insurance problem is set to intensify
Private home insurers are dropping customers, exacerbating risks for homeowners in areas prone to natural disasters.
Insurance in a Climate-Changed World - Non Profit News | Nonprofit Quarterly
Climate change's financial impact is immediate, affecting insurance costs and coverage availability significantly.
Opinion: How to cool California's heated home insurance market
Home insurance in California has been underpriced for too long, leading to insurers paying out more than they collect in premiums, making the market unsustainable.
Hurricanes can turn a house from asset to liability
Flood damage transforms houses from assets to liabilities for homeowners, particularly highlighted during hurricane seasons.
Only a small percentage of Americans carry flood insurance, facing rising costs amidst climate-related risks.
FEMA's flood insurance program is significantly underfunded, burdening homeowners without adequate private market solutions.
'The sexiest race on the ballot': Why the role of insurance commissioner is suddenly in the spotlight
Climate change significantly impacts home insurance prices, affecting everyday Americans and shifting public focus towards insurance commissioners.
Climate Disasters Prompt Another Home Insurance Company to Leave a State
The Hartford Financial Services Group will no longer offer new policies to homeowners in California due to the challenges of insuring in wildfire-prone areas.
Insurers in California are raising premiums and reducing coverage in areas at risk of climate-juiced wildfires.
State Farm to Not Renew 72K Property Policies in California
State Farm won't renew 30,000 property and 42,000 commercial apartment insurance policies in California.
The non-renewals are due to financial health concerns and a need for long-term sustainability.
California insurance leader defends department's work amid pressure and home, auto challenges
California Insurance Commissioner Ricardo Lara is implementing rule changes to stabilize and improve insurance availability in the state.
Climate Disasters Prompt Another Home Insurance Company to Leave a State
The Hartford Financial Services Group will no longer offer new policies to homeowners in California due to the challenges of insuring in wildfire-prone areas.
Insurers in California are raising premiums and reducing coverage in areas at risk of climate-juiced wildfires.
State Farm to Not Renew 72K Property Policies in California
State Farm won't renew 30,000 property and 42,000 commercial apartment insurance policies in California.
The non-renewals are due to financial health concerns and a need for long-term sustainability.
California insurance leader defends department's work amid pressure and home, auto challenges
California Insurance Commissioner Ricardo Lara is implementing rule changes to stabilize and improve insurance availability in the state.
Data Shows No Huge Spike In Shoplifting Since Passage Of Prop 47 | KQED
Prop 47 reduced penalties for drug possession and shoplifting from felonies to misdemeanors.
There is debate and ongoing efforts to roll back or modify Prop 47.
Following Up With A Litigation Risk Insurance Broker (Part II)
Claims activity in the litigation risk insurance market has increased in the past year or two, shaping how insurers view new opportunities.
Several sizable claims have been paid out in the market, with no challenges from insurers.
State Farm Seeks Enormous Rate Increases in California to Prevent Insolvency | KQED
California Insurance Commissioner investigates State Farm's financial stability and potential impact on consumers.
Citizens chooses higher rate hikes for South Florida than its own numbers indicate
Citizens Property Insurance Corp. approved a 14% rate hike for 2025, aiming to reduce policyholders.
Elias: California insurance chief giving in to the industry's demands
California Insurance Commissioner aims to implement secret black box computer models for insurance pricing, potentially costing property owners billions more.