Get clear on why you want to tackle debt and the opportunities that open up without it... It can also help to tape a note to your credit card... Cerezo also recommends looking to social media for inspiration... research it across reputable personal finance websites to get the experts' take on it.
Now that you have a goal and some numbers on paper, you can start to comparison shop for low-interest options. Depending on your credit, some of those options may include: Negotiating a lower interest rate. Using a balance transfer credit card...
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