The article discusses the challenge of finding a one-size-fits-all cash-back credit card, explaining that in reality, consumers often need to combine various cards to maximize their rewards. A discussion on Reddit highlights the common practice among users, with many carrying between five and ten cards to capture diverse cashback opportunities. The US Bank Cash+ card is particularly favored for its flexible cashback options, indicating a trend where users prioritize maximizing savings over minimalist wallets, despite the desire for a simpler solution.
The debate continues on maximizing cash-back rewards, where many Reddit users revealed they carry multiple credit cards and prefer combining them for optimal returns.
Despite the desire for a singular all-encompassing cash-back credit card, the reality is that users are encouraged to utilize a mix of cards to enhance their rewards.
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