Paying off the mortgage may be sensible given the high interest rate of 5.875%, but if the stock market performs well, regrets might arise.
The returns we might expect from the stock market over the next decade are uncertain, especially with the recent strong performance leading to possible disappointments ahead.
The infusion of artificial intelligence into the economy raises questions about whether it will justify current stock prices, as the market appears somewhat expensive.
Rather than trying to forecast market performance, investors might find it beneficial to simply ride the market ups and downs.
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