Dave Ramsey says 'don't give into the temptation to buy a home you can't afford' - and he couldn't be more right

You don't want to have so much money going toward your mortgage every month that you can't enjoy life or take care of your other financial responsibilities.

While I encourage people to save 100% down for a home, a mortgage is the one debt that I don't frown upon.

A vacation home is a wonderful 'extra' as you start building your wealth, but it's crucial to prioritize your primary residence.

It's advisable to keep your mortgage manageable within your budget, ensuring you can meet other financial obligations comfortably.

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