Your credit score is one of the most important factors lenders consider when you apply for a mortgage. Not just to qualify for the loan itself, but for the conditions: Typically, the higher your score, the lower the interest rates and better terms you'll qualify for.
While recent actions from the Fed set the stage for mortgage rates to come down over time - it's going to be a gradual and, likely bumpy, process.
Instead, set yourself up for homebuying success by focusing on the factors you can control. Here's what to prioritize if you're looking to put your best foot forward.
Maintaining a good credit score is one of the keys to getting the best rate possible. To find out where your credit score stands and what you can do to give it a boost, reach out to a trusted loan officer.
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