Kelcey, a 46-year-old public accountant, prefers the work-from-home lifestyle despite earning only $18 per hour, valuing comfort and avoiding a commute over higher wages.
"I was living in the world with no hope. I don't want to be in debt but I don't need to make more money," Kelcey expressed about her financial situation.
"I didn't want them to hate me," Kelcey acknowledged her past credit card abuses, as she attempted to rebuild her relationship with her children after her husband’s loss.
Despite advising Kelcey to close her credit cards, financial expert Caleb Hammer acknowledged her contentment with her current lifestyle, despite the associated financial challenges.
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