#household-debt

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Canada news
fromwww.cbc.ca
1 hour ago

More Canadians filing for insolvency as cost of living pressures increase | CBC News

Consumer insolvencies reached the highest quarterly level since 2009, driven by rising living costs outpacing incomes and increasing debt burdens.
Real estate
from24/7 Wall St.
3 days ago

Mortgage Originations Hit $524 Billion but Credit Scores Tell The Story That Actually Matters

New mortgage originations stay steady as lender standards hold, narrowing the borrower pool toward exceptional credit profiles amid elevated long-term rates and limited payment relief.
NYC parents
from24/7 Wall St.
5 days ago

Student Loan Delinquency Hits 9.6%, Here's What That Means for Your Retirement

Student loan balances total $1.66 trillion, with 9.6% at least 90 days delinquent and about one million borrowers over 120 days past due in default resolution.
NYC real estate
from24/7 Wall St.
5 days ago

Household Debt Hit $18.8 Trillion, But Surprisingly Higher Paychecks Aren't Helping

Household debt reached $18.8 trillion, and rising delinquencies—especially in credit cards and student loans—show growing financial stress despite a steady labor market.
fromFortune
4 days ago

The average American car payment is now $680 a month - and millions can't keep up | Fortune

Roughly one in four Americans are paying off auto debt, according to a report published Wednesday by the Century Foundation, a progressive think tank, and are overall on the hook for a record $1.68 trillion in car loans or outstanding payments. Those figures out auto loans on par with all outstanding federal student loan debt($1.69 trillion of federal debt and $1.84 trillion total) and ahead of credit card balances ($1.28 trillion outstanding as of last year).
Cars
#credit-cards
NYC real estate
from24/7 Wall St.
6 days ago

Credit Card Debt Hit $1.28 Trillion as Americans Save Less Despite Higher Incomes

Americans increased credit card balances by $44 billion in Q4 2025, reaching $1.28 trillion, as households struggle with rising costs and declining savings.
NYC real estate
from24/7 Wall St.
6 days ago

Credit Card Debt Hit $1.28 Trillion as Americans Save Less Despite Higher Incomes

Americans increased credit card balances by $44 billion in Q4 2025, reaching $1.28 trillion, as households struggle with rising costs and declining savings.
Retirement
from24/7 Wall St.
1 week ago

Seven Out of Every Ten Dollars of Americans $18.8 Trillion Debt Is Tied To A House

American households ended 2025 with $18.8 trillion in debt, primarily driven by mortgages and increasing credit card balances.
fromenglish.elpais.com
1 week ago

Brazil and its 81 million debtors: a country full of families drowning in debt

While the percentage of indebted Brazilian families reached a new record at 80%, the reaction of a judge to the fear of losing the extravagant privileges of the bureaucratic elite has left the public stunned.
US Elections
Canada news
fromwww.cbc.ca
1 week ago

Why a salary of $115K isn't enough to purchase a house in some parts of Canada | CBC News

Homeownership is increasingly unattainable for those earning around $115,000 due to rising housing prices and insufficient savings for down payments.
UK news
fromBusiness Matters
1 month ago

Individual insolvencies surge 18% as experts warn households are at 'breaking point'

Individual insolvencies in England and Wales surged 18% year-on-year to 11,609 in February 2026, driven by rising borrowing costs, persistent inflation, and accumulated debt affecting households across income levels.
Fundraising
fromwww.theguardian.com
1 month ago

High levels of debt on essential UK bills are the new normal', warn campaigners

Low-income households face rising arrears on essential bills including housing, utilities, and council tax, with rent and mortgage debt increasing significantly despite slower cost growth.
fromIrish Independent
2 months ago

More than 300,000 homes now in arrears on electricity bills, latest figures show

The total stood at 319,459 domestic electricity accounts where payments were missed. This represents 14pc of household electricity customers, up from 13pc in the previous quarter. Some 191,525 of those in arrears are more than 90 days behind on their payments, the CRU arrears report shows.
Public health
#argentina
Real estate
fromwww.housingwire.com
3 months ago

Balance Homes relaunches with $30M investment

Balance Homes relaunches co-ownership equity-sharing to help homeowners access trapped home equity and remain in their homes amid rising household debt and tighter credit.
US politics
fromwww.independent.co.uk
6 months ago

Four million people forced into debt to pay for heating and food, new report finds

Millions of households lack sufficient income to cover essentials, causing debt, arrears, poor mental health, and reliance on emergency assistance.
fromHomebuilding
7 months ago

Record energy debt could worsen without home upgrades

Britain faces a deepening energy crisis with household debt to suppliers hitting a record £4.4 billion. As another winter energy price rise takes effect, campaigners warn millions risk falling behind on bills once again. Experts say the only long-term solution lies in upgrading millions of draughty, inefficient homes, as a new generation of "zero-energy-bill" houses shows what's possible.
Renovation
Retirement
from24/7 Wall St.
7 months ago

3 in 4 Americans Say Debt Is a Barrier to Them Saving More for Retirement

High inflation, rising interest rates, and growing household debt are making it increasingly difficult for Americans to save enough for retirement.
US politics
fromwww.independent.co.uk
7 months ago

This is the amount you need to save to feel financially comfortable

An emergency savings pot of up to 2,000 significantly reduces the risk of falling behind on household bills by about 60 percent.
Business
from24/7 Wall St.
8 months ago

Dave Ramsey's #1 Secret to Crushing Your Debt Fast

Use the debt snowball method—pay off debts from smallest to largest, make minimum payments on others, and roll freed payments into the next debt until all are paid.
fromFortune
8 months ago

Americans think you should land your dream job by 29, buy your first home at 30, and earn six figures by 35-they're in for a reality check

What they don't realize is that most of the ages they attach to those goals don't exist. A recent survey from found that the average age Americans think you should land your dream job is at 29, buy your first home at 30, and earn six figures by 35. They also reckon you should be debt-free at 41 and ready to retire at 58-but they're in for a shock, that's 6 years earlier than the national average age of retirement.
Real estate
Real estate
fromwww.housingwire.com
8 months ago

Rent collections improve slightly, but late payments signal strain

Renter on-time payments have fallen for 25 months, with full payments increasingly reliant on late payments amid growing household financial strain.
UK news
fromwww.independent.co.uk
8 months ago

September 2025 payments dates for benefits and pensions plus cost of living support

Economic pressures continue to impact UK households with persistently high prices and rising food insecurity.
US politics
fromBusiness Insider
9 months ago

Consumer spending may be up, but so is household debt, a new report from the New York Fed shows

Household debt has reached $18.39 trillion, with increased delinquency and credit card balances significantly rising.
Bootstrapping
from24/7 Wall St.
11 months ago

The Elite's Legal Blueprint for Paying Off Debt (Step-by-Step)

Setting financial goals and budgets can help manage debt effectively.
Debt consolidation through personal loans offers simplification and cost reduction for repayment.
Understanding your net worth is essential in assessing financial health.
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