#fire-movement

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We're in our mid-40s, earn $1.2 million a year, and are thinking about having kids-is it too late?

Waiting too long to have children can have significant implications, emphasizing the balance between career advancement and family planning.
#personal-finance

We have $7 million saved for retirement - can I afford to not work anymore if I get laid off?

Financial independence requires balancing wealth and personal well-being, as burnout can complicate retirement plans.

An ex-Meta employee calculated that his family of 3 needs $5.6 million to retire in San Francisco. Here's the formula he used and how he plans to hit his 'enough number.'

Andre Nader's 'enough number' for early retirement in San Francisco is $5.6 million, reflecting the rising costs of living.

A millennial couple details how they went from $150,000 in debt to a net worth of $1.5 million in a decade without elite jobs or risky investments

Lawrence Delva-Gonzalez transformed his financial situation from $150,000 debt to $1.5 million net worth through strategic budgeting and FIRE principles.

We're in our 40's and spend $375k annually - are we saving enough to ensure we can retire eventually?

The pursuit of financial independence requires balancing career and personal ambitions while seeking alternative income streams.

I'm 35 and recently inherited enough money to quit my job and retire early - is retiring this early like giving up?

Early retirement at a young age is achievable but requires careful financial planning and lifestyle considerations.
Many early retirees may eventually return to work due to financial or personal satisfaction issues.

I'm 52 with a government job and am worth $5 million - here's how I did it

A Redditor successfully retired at 52 with a $5.2 million net worth, highlighting lessons in financial discipline and planning.

We have $7 million saved for retirement - can I afford to not work anymore if I get laid off?

Financial independence requires balancing wealth and personal well-being, as burnout can complicate retirement plans.

An ex-Meta employee calculated that his family of 3 needs $5.6 million to retire in San Francisco. Here's the formula he used and how he plans to hit his 'enough number.'

Andre Nader's 'enough number' for early retirement in San Francisco is $5.6 million, reflecting the rising costs of living.

A millennial couple details how they went from $150,000 in debt to a net worth of $1.5 million in a decade without elite jobs or risky investments

Lawrence Delva-Gonzalez transformed his financial situation from $150,000 debt to $1.5 million net worth through strategic budgeting and FIRE principles.

We're in our 40's and spend $375k annually - are we saving enough to ensure we can retire eventually?

The pursuit of financial independence requires balancing career and personal ambitions while seeking alternative income streams.

I'm 35 and recently inherited enough money to quit my job and retire early - is retiring this early like giving up?

Early retirement at a young age is achievable but requires careful financial planning and lifestyle considerations.
Many early retirees may eventually return to work due to financial or personal satisfaction issues.

I'm 52 with a government job and am worth $5 million - here's how I did it

A Redditor successfully retired at 52 with a $5.2 million net worth, highlighting lessons in financial discipline and planning.
morepersonal-finance
#retirement

Suze Orman Warns Retirees: "Two Million Dollars Is Nothing"

Suze Orman asserts that $2 million is insufficient for early retirement, advocating for much higher savings to ensure financial security.

Kevin O'Leary says early retirement is a terrible idea and shares why he'll never stop working

Kevin O'Leary argues that continuing to work, even in some capacity, positively impacts both physical and mental health.

Suze Orman Warns Retirees: "Two Million Dollars Is Nothing"

Suze Orman asserts that $2 million is insufficient for early retirement, advocating for much higher savings to ensure financial security.

Kevin O'Leary says early retirement is a terrible idea and shares why he'll never stop working

Kevin O'Leary argues that continuing to work, even in some capacity, positively impacts both physical and mental health.
moreretirement
#early-retirement

We banked $4 million in retirement and moved to another country in our early 40s - are we set up to really never work again?

Financial independence involves emotional aspects beyond just numbers.
Early retirement can lead to insecurity about the future despite financial stability.

I'm going through a rough patch in my career and am considering retiring with my $5 million portfolio - how can I handle health insurance though?

Planning for healthcare is essential for early retirement, as costs can be debilitating.
FIRE is about comprehensive planning, not just reaching a financial number.

My wife and I just realized we'll likely get $75k per year from Social Security - can we actually retire sooner than we planned?

Early retirement is possible even if social security benefits don't start until later.
Proper financial planning can help achieve financial independence before traditional retirement age.

My wife and I just realized we'll likely get $75k per year from Social Security - can we actually retire sooner than we planned?

Consider early retirement even before social security benefits start if financially prepared.
Financial independence and passive income strategies can enable early retiring.
Consult financial advisers when evaluating retirement timing and options.

I'm in my 30's and set to retire on track with a 2.5% withdrawal rate on my 401k. However, I'm worried about what life will be like without my job

Early retirement offers flexibility but requires careful consideration of personal fulfillment and opportunity costs.

I have a small family and just a little less than $1 million saved - how do I determine how much I'll need to finally retire?

Balancing high spending with early retirement goals is challenging.
A disciplined financial approach is key to achieving early retirement.

We banked $4 million in retirement and moved to another country in our early 40s - are we set up to really never work again?

Financial independence involves emotional aspects beyond just numbers.
Early retirement can lead to insecurity about the future despite financial stability.

I'm going through a rough patch in my career and am considering retiring with my $5 million portfolio - how can I handle health insurance though?

Planning for healthcare is essential for early retirement, as costs can be debilitating.
FIRE is about comprehensive planning, not just reaching a financial number.

My wife and I just realized we'll likely get $75k per year from Social Security - can we actually retire sooner than we planned?

Early retirement is possible even if social security benefits don't start until later.
Proper financial planning can help achieve financial independence before traditional retirement age.

My wife and I just realized we'll likely get $75k per year from Social Security - can we actually retire sooner than we planned?

Consider early retirement even before social security benefits start if financially prepared.
Financial independence and passive income strategies can enable early retiring.
Consult financial advisers when evaluating retirement timing and options.

I'm in my 30's and set to retire on track with a 2.5% withdrawal rate on my 401k. However, I'm worried about what life will be like without my job

Early retirement offers flexibility but requires careful consideration of personal fulfillment and opportunity costs.

I have a small family and just a little less than $1 million saved - how do I determine how much I'll need to finally retire?

Balancing high spending with early retirement goals is challenging.
A disciplined financial approach is key to achieving early retirement.
moreearly-retirement
#retirement-planning

I'm being forced to retire early and not sure if I should take it or not because I'm 40% away from my financial goal of retirement

Reassessing financial goals is crucial after an unexpected job loss, allowing for a flexible approach to retirement.

How a millennial couple went from $750,000 in debt to being on track to retire in their 40s

Embracing the FIRE movement led Disha Spath from significant debt to over $1 million net worth, on track to retire in her mid-40s.

A 36-year-old on track to retire early didn't earn more than $15,000 a year until her late 20s. She explains how she increased her income and how she invests.

Amberly Grant achieved 'coast FIRE' through strategic income growth and investments, allowing her to plan for financial independence and future retirement.
She maxed out tax-advantaged accounts to optimize her savings.

Is my company's lifetime healthcare plan worth working for 8 more years than I had originally planned on retiring?

Retirement planning requires compromises; chasing perfection may delay real benefits.

I'm being forced to retire early and not sure if I should take it or not because I'm 40% away from my financial goal of retirement

Reassessing financial goals is crucial after an unexpected job loss, allowing for a flexible approach to retirement.

How a millennial couple went from $750,000 in debt to being on track to retire in their 40s

Embracing the FIRE movement led Disha Spath from significant debt to over $1 million net worth, on track to retire in her mid-40s.

A 36-year-old on track to retire early didn't earn more than $15,000 a year until her late 20s. She explains how she increased her income and how she invests.

Amberly Grant achieved 'coast FIRE' through strategic income growth and investments, allowing her to plan for financial independence and future retirement.
She maxed out tax-advantaged accounts to optimize her savings.

Is my company's lifetime healthcare plan worth working for 8 more years than I had originally planned on retiring?

Retirement planning requires compromises; chasing perfection may delay real benefits.
moreretirement-planning

A millennial FIRE couple shares how moving abroad and living on a $50k income helped them quadruple their net worth to $700k in 6 years

A millennial couple increased their net worth from $150,000 to over $700,000 by living abroad and saving one income.
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