You're generally better off these days if you secure your income, on your terms, without being tied to any one employer. It's riskier to rely on a single employer than multiple customers or clients.
Courses are powerful because they can be replicated and scaled, so the income generated is theoretically unlimited. You can teach people through an online course how to level up their game.
Coaching is concerned more with encouraging the client to lead themselves via the power of their insights, making it distinct from consulting.
Marketing yourself as an agency tends to attract higher fees because you're perceived as a brand rather than an individual.
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