With over $4 million in the bank, we're looking to retire later this year - what's the best strategy for pulling money from our account?

A couple in their mid-30s, with a $4.5 million portfolio, seeks retirement advice in the Chubby FIRE Reddit group. They earn $500,000 annually, plan to move, and spend $160,000 per year. Their wealth includes $800k in home equity, $1.2 million in retirement accounts, and $2.1 million in investments. Financial experts caution against early retirement due to costs associated with raising children and education, suggesting that while they have significant assets, further optimization of their strategy is necessary. Seeking a financial advisor is recommended.

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Their Age Makes It Risky to Retire: You're asking a lot for $4.5 million to support a couple in their mid-30s.

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