#chubby-fire

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#retirement-planning
Retirement
from24/7 Wall St.
1 month ago

I want to retire at 58 with $3.4 million and leave my tax-advantaged accounts untouched - is my plan solid?

Reducing spending is crucial for achieving FIRE by 62 years old.
Retirement
from24/7 Wall St.
3 weeks ago

I've been told I can bump up my annual withdrawal if the market's up - could a 'dynamic 4% rule' backfire in the long run?

The 4% withdrawal rule can be risky due to inflation and market downturns.
Inflation can increase the required withdrawal amount, complicating planning for retirees.
Individual retirement goals and timeframes significantly affect the effectiveness of the 4% rule.
Retirement
from24/7 Wall St.
3 weeks ago

I'm retiring before 40 in an expensive city with two young kids and $3.3 million saved - am I taking too much risk?

Retiring early requires careful consideration of lifestyle and expenses, even with a large nest egg.
SF real estate
from24/7 Wall St.
2 months ago

With over $4 million in the bank, we're looking to retire later this year - what's the best strategy for pulling money from our account?

Couple with a $4.5 million portfolio seeks retirement guidance.
At mid-30s, retiring with $4.5 million is risky due to education and living costs for children.
Retirement
from24/7 Wall St.
2 months ago

I'm quitting my job and going back to school - should I convert my 401k and 401k Roth to just a Roth IRA?

Redditor plans to transition funds into a Roth IRA, enhancing retirement investment strategy and flexibility.
SF real estate
from24/7 Wall St.
2 months ago

I just retired at 53 and paid off my cash-flowing rental properties - why am I still nervous to spend my nest egg?

Real estate investments can provide substantial cash flow and long-term financial security for retirees.
Retirement
from24/7 Wall St.
1 month ago

I want to retire at 58 with $3.4 million and leave my tax-advantaged accounts untouched - is my plan solid?

Reducing spending is crucial for achieving FIRE by 62 years old.
Retirement
from24/7 Wall St.
3 weeks ago

I've been told I can bump up my annual withdrawal if the market's up - could a 'dynamic 4% rule' backfire in the long run?

The 4% withdrawal rule can be risky due to inflation and market downturns.
Inflation can increase the required withdrawal amount, complicating planning for retirees.
Individual retirement goals and timeframes significantly affect the effectiveness of the 4% rule.
Retirement
from24/7 Wall St.
3 weeks ago

I'm retiring before 40 in an expensive city with two young kids and $3.3 million saved - am I taking too much risk?

Retiring early requires careful consideration of lifestyle and expenses, even with a large nest egg.
SF real estate
from24/7 Wall St.
2 months ago

With over $4 million in the bank, we're looking to retire later this year - what's the best strategy for pulling money from our account?

Couple with a $4.5 million portfolio seeks retirement guidance.
At mid-30s, retiring with $4.5 million is risky due to education and living costs for children.
Retirement
from24/7 Wall St.
2 months ago

I'm quitting my job and going back to school - should I convert my 401k and 401k Roth to just a Roth IRA?

Redditor plans to transition funds into a Roth IRA, enhancing retirement investment strategy and flexibility.
SF real estate
from24/7 Wall St.
2 months ago

I just retired at 53 and paid off my cash-flowing rental properties - why am I still nervous to spend my nest egg?

Real estate investments can provide substantial cash flow and long-term financial security for retirees.
more#retirement-planning
from24/7 Wall St.
1 month ago

I Bought a $2 Million Home and Now I'm Experiencing Serious Buyer's Remorse

A Redditor's $2 million home purchase has sparked buyer's remorse, highlighting the hidden costs and responsibilities that come with larger properties.
Retirement
from24/7 Wall St.
2 months ago

With $2.5 million in a 403(b) and $4 million in taxable accounts, what's our smartest strategy for housing short-term Treasuries?

The Redditor has a brilliant plan to minimize taxes using long-term capital gains and the standard deduction, allowing significant tax-saving opportunities.
Bootstrapping
from24/7 Wall St.
5 months ago

My wife and I are about to retire with no debt and no kids - can we afford to splurge on a $100k RV to see the country?

"Sometimes, it’s the meaningful life experiences with family that can pay the biggest dividends... a splurge not only makes sense but could be a good move for those who value creating memories that last a lifetime."
Miscellaneous
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