I'm about to turn 60 and have socked away $800k in my 401(k) - is it safe to move my targeted retirement date up by a few years?

The article discusses the evolving nature of retirement plans, emphasizing the importance of purposefully adjusting strategies as goals change. A Reddit post serves as a case study, illustrating a retiree contemplating an earlier retirement age from 70 to 67, which raises the need to rethink financial strategies. The author cautions against rolling a Roth IRA into a 401(k) due to the benefits of tax-free growth offered by Roth accounts. Ultimately, the piece advocates for adaptability in retirement planning.

"Changing retirement plans is very common, but it's important to understand exactly how changes will affect your goals."

"It's completely okay to change your goals and strategies, but you must do so purposefully."

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