A Redditor in the FIRE community made an unorthodox decision to sell 8% of their investment portfolio to secure an additional two years of retirement, emphasizing the value of de-risking as one ages. Despite potential losses in compounded growth, this choice alleviated stress around market fluctuations, allowing the individual to feel confident with their remaining investments. The piece also cautions against overly relying on the stock market for retirement and advocates for increasing personal income through various means as a more stable strategy.
A Redditor sold 8% of their portfolio to secure an extra two years of retirement.
The stock market can produce tremendous returns, but de-risking can reduce stress and make you feel confident with your remaining investments.
Some people who aim to retire early depend on the stock market generating high returns over a long period of time.
The best way to retire early is to regularly increase how much you earn, not purely rely on stock market growth.
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