"Homebuyers finally got some good news late this year when mortgage rates dropped considerably following the Federal Reserve's back-to-back rate cuts in September and October. With the Fed easing its stance on rates, the average 30-year fixed mortgage rate fell into the low-6% range, a notable improvement from the 7%-plus rates homebuyers faced earlier this year. These lower borrowing costs are helping to reignite interest in the housing market, but the big question now is what happens next."
"Steven Glick, director of mortgage sales at Ziffy, an all-in-one AI-powered real estate investment platform, expects flat to mildly positive home appreciation at somewhere between 0.5% and 2%. "That band reflects two things moving in opposite directions: Rates have eased enough to coax demand back, but affordability is still stretched, and supply is slowly rebuilding," Glick says. "We expect moderate price growth in 2026 - likely below 4% on average across the country," Calixto says."
Mortgage rates fell sharply after the Federal Reserve's September and October rate cuts, bringing the average 30-year fixed rate into the low-6% range from above 7%. Lower borrowing costs are increasing buyer interest, but affordability remains constrained and inventory is gradually rebuilding. Experts forecast mostly flat to mildly positive home-price appreciation in 2026, commonly estimating a band between 0.5% and 2%, with some predicting moderate growth under 4% nationally. The outlook balances renewed demand from eased rates against stretched affordability and rising supply, while pent-up demand could absorb new listings in some markets.
Read at Boston Condos For Sale Ford Realty
Unable to calculate read time
Collection
[
|
...
]