The mortgage industry is poised for an increase in mergers and acquisitions in 2025, driven by declining interest rates and enhanced buyer and seller confidence.
Dan Hanson noted that sellers expect better mortgage origination conditions, leading to profitability, which, in turn, increases the value of their businesses.
Brett Ludden highlighted a shift towards whole company sales rather than just asset purchases, as founders seek to retire and capitalize on favorable conditions.
Valuation of mortgage companies hinges on operational efficiency and the ability to maintain market share, often benchmarked at around 1% of the last year's production volume.
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