Growing up in an immigrant home, I never learned about finances, which led me to accumulate $180,000 in debt before realizing the need for financial literacy.
My early jobs paid well, but I spent recklessly without a plan. It wasn't until my financial struggles escalated that I recognized the importance of savings.
Facing bankruptcy in my 20s was a wake-up call. I finally understood that without financial education, I would continue my cycle of debt.
At 30, I changed my approach to money after seeing my unpaid bills. I realized that creating a financial legacy for my children was essential.
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