Understanding your finances before purchasing a house is paramount due to fluctuating interest rates. Real estate expert Diana Sutherlin emphasizes committing to sound monthly payments.
Real estate agent Rashi Malhotra highlights that prospective buyers should avoid accruing new debt and focus on paying off existing debt to improve their mortgage application chances.
Reviewing your credit score and credit report is essential before buying a house; inaccuracies can hinder the lending process, so ensure everything appears correct.
It's important to sort out your budget for housing early on in the process so that you're ready once the buying season picks up.
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