The home insurance market is turning to creative solutions as climate change leads to a record number of high-risk properties
Briefly

Insurers are now confronted with extreme weather events happening more frequently and at greater intensity, which influences their risk assessments and policy decisions for coverage.
Homeowners in catastrophe-prone areas are facing premium increases of over 100%. Many are now compelled to explore alternative risk management strategies due to these financial pressures.
Record-breaking storms and wildfires, along with the overall rise in claim costs, have forced insurers to reevaluate their policies and significantly raise premiums.
Insurers have reported average increases of 20% to 40% in homeowners' insurance costs in recent years, with exacerbated rises in claims linked to natural disasters.
Read at Fortune
[
|
]