My wife and I use credit cards over debit for travel points - is this the best strategy?
Briefly

from 24/7 Wall St.3 months ago
A Reddit user expressed concern that constant use of credit cards, while beneficial for rewards, complicates their ability to save, as it obscures actual spending.
24/7 Wall St.https://247wallst.com/personal-finance/2024/12/18/my-wife-and-i-use-credit-cards-over-debit-for-travel-points-is-this-the-best-strategy/
Credit cards can be a double-edged sword; they can help build credit history and offer rewards but can lead to impulsive spending and financial strain if mismanaged.
24/7 Wall St.https://247wallst.com/personal-finance/2024/12/18/my-wife-and-i-use-credit-cards-over-debit-for-travel-points-is-this-the-best-strategy/
Read at 24/7 Wall St.
#credit-cards #personal-finance #spending-habits #savings #financial-management
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