I'm planning on leaving work to go back to school - should I use these low-earnings years to convert my 401(k) to a Roth?

"Roth conversions can be timed to minimize tax impacts for individuals, and timing matters a great deal. This is particularly useful during periods of lower income."

"Understanding Roth conversions allows individuals returning to school or experiencing lower income years to effectively manage the tax implications of their retirement savings."

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