I'm planning on leaving work to go back to school - should I use these low-earnings years to convert my 401(k) to a Roth?Timing Roth conversions strategically during lower-income years can minimize tax liabilities.
We're 50 with $1 million in a IRA and want to convert it to a Roth - should we do it now or wait until 65?Converting IRA funds to a Roth account early can optimize tax benefits and enhance long-term savings.
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