If you've got over a million dollars and not sure what to do with it - Dave Ramsey says do these 8 things

According to Ramsey, combining your money with your spouse is key in creating long-term wealth. Many millionaires say that a strong financial relationship with their spouse has been key in building wealth and success. A strong relationship with a spouse can grow even stronger if both have aligned financial goals regarding spending, saving and investing.

If you want to reach a goal, plan for it. Financially, that includes creating a budget. It'll help you figure out what you have coming in and going out. It'll help you figure out where you may need to cut back on spending, or even where you may be coming up short.

As Ramsey has said, "If you aim at nothing, you will hit it every time." This underscores the importance of having a clear financial goal in order to achieve long-term success.

According to Pew Research, one in four adults under 40 have student loan debt. Addressing this debt is crucial in the journey towards financial stability and wealth.

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