I have $12k in debt and I just got approved to transfer my balance to a $0 fee card - what's my first move?

"The key to managing a balance transfer card is to ensure you can pay off the transferred amount within the promotional period; otherwise, higher APR will apply."

"Focusing on the $7,000 that is still accruing interest could be more beneficial than prioritizing the balance transfer, as it prevents further debt accumulation."

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