"More shoppers than ever are on track to use 'buy now, pay later' plans this holiday season, as consumers seek to manage inflation and debt pressures."
"Adobe Analytics predicts that shoppers will spend 11.4% more this holiday season using buy now, pay later, totaling $18.5 billion in purchases."
"Buy now, pay later is appealing to consumers with low credit scores because it doesn't impact credit history, unlike traditional credit lines."
"Consumer advocates caution that using buy now, pay later in conjunction with credit cards can lead to additional fees and interest, complicating repayment."
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