As long as the fund has a minimum 10-year track record history of strong performance, Ramsey invests all the way - whether the market is up or down, he dollar-cost averages and takes the long, incremental cumulative approach towards investment in his mutual funds.
Dave Ramsey's investment philosophy is deeply reliant on mutual funds with proven historical performance, a method reminiscent of established renowned investors like Benjamin Graham and John Bogle.
Ramsey emphasizes that the number one correlating factor to people who build wealth investing is they actually invest regularly, highlighting the importance of persistence in investment behavior.
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