#mutual-funds

#mutual-funds

As long as the fund has a minimum 10-year track record history of strong performance, Ramsey invests all the way - whether the market is up or down, he dollar-cost averages and takes the long, incremental cumulative approach towards investment in his mutual funds.

Since 2016, the Dow Jones Industrial Average has more than doubled, from 18,000 to over 39,000 at the time of this writing. Some investors fear a market downturn, while others remain optimistic about further gains.