If you are claiming Social Security this year, there's one number that you absolutely need to know before you move forward. If you don't know it, or what it means for your claim, you could make a choice that adversely impacts the income you get for the rest of your life.
Understanding what your FRA is should be your first priority because it determines exactly how much your benefits are going to end up being.
While seniors can claim their first Social Security check at 62, FRA is much later than that and an early claim will reduce monthly income for life.
It's simple: it depends on your birth year. The table below shows what your full retirement age is, based on when you were born.
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