Billionaire Ray Dalio says people should budget for the basics - and the US faces 3 huge threats
Briefly

Ray Dalio emphasizes that many individuals have lost sight of fundamental needs and focusing on these basics—shelter, food, healthcare—can lead to reduced stress and an overall happier life.
"It's the ambiguity, it's the worry, it's the stress," Dalio explained. By clearly outlining your essentials early on, you not only alleviate these burdens but can also treat additional comforts as luxuries.
Read at Business Insider
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