According to Smolinski, there are three 'wealth levers' that you have to use in order to build wealth: savings rate, investing, and income.
Smolinski emphasizes, "Don't wait until you have more... Start saving whatever you can, even if it's as little as $10 a month. The key is to form the habit."
He believes, "You can't save your way to wealth. You can save your way to financial security, but if we're talking about building wealth, investing is essential."
Smolinski states, "There are a handful of core concepts that anyone can get their arms around to hit financial goals, especially if you start early enough."
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