After buying a house in Florida, the author reflects on their learning curve as a new homeowner, uncovering unexpected challenges such as limited insurance options and additional costs like pest control and tree removal. Despite feeling prepared, they realized the complexities of navigating home insurance, including the surprising absence of major insurers in Florida. Additionally, they learned that geographic factors, such as their new ZIP code, significantly affect car insurance rates, emphasizing the importance of thorough research before purchasing a home.
I wish I'd researched how few companies insure homes in Florida. Big names like Progressive and Costco Insurance Agency weren't even options when I was looking to insure my property.
I should've checked how much my new ZIP code would impact my car-insurance rate. Different parts of Dade have their own ZIP codes, and car-insurance premiums can vary significantly.
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