#financial-decisions

[ follow ]

1 in 5 Americans Still Think Gold Is the Best Long-Term Investment - Are They Right?

Gold investment is declining in popularity, with a noticeable shift towards stocks and real estate as preferred options among Americans.

See How Fast Your Savings and Salary Are Collapsing Against Bitcoin

Bitcoin significantly outperforms traditional assets, with the U.S. dollar losing 86% of its value against Bitcoin in five years.
#retirement-planning

Even Millionaires Make These Common Social Security Mistakes

Properly timing the decision to take Social Security benefits is crucial for maximizing retirement savings.

I'm 64 and planned to wait until 70 to claim Social Security - But can I afford to wait?

Carol faces a dilemma between maximizing Social Security benefits and addressing immediate financial pressures, highlighting common retirement planning challenges.

Opinion | Why Do So Many Americans Pass Up Bigger Social Security Checks?

Delaying Social Security benefits until age 70 leads to significantly higher lifetime payments, but most people claim early, resulting in costly financial choices.

We're empty-nesters and want to spend $150,000 on a home renovation - is it worth delaying retirement?

Bill and Karen face a dilemma between renovating their home for enjoyment or prioritizing their retirement savings.

'Should I use my pension lump sum to pay off my buy-to-let mortgage?'

Consider the long-term financial and tax implications of using your pension lump sum to pay off your buy-to-let mortgage.

I claimed Social Security at age 62 and am filled with regret - can I change my mind?

Janet's early claim at 62 led to a permanent reduction in Social Security benefits, highlighting the importance of informed decision-making.

Even Millionaires Make These Common Social Security Mistakes

Properly timing the decision to take Social Security benefits is crucial for maximizing retirement savings.

I'm 64 and planned to wait until 70 to claim Social Security - But can I afford to wait?

Carol faces a dilemma between maximizing Social Security benefits and addressing immediate financial pressures, highlighting common retirement planning challenges.

Opinion | Why Do So Many Americans Pass Up Bigger Social Security Checks?

Delaying Social Security benefits until age 70 leads to significantly higher lifetime payments, but most people claim early, resulting in costly financial choices.

We're empty-nesters and want to spend $150,000 on a home renovation - is it worth delaying retirement?

Bill and Karen face a dilemma between renovating their home for enjoyment or prioritizing their retirement savings.

'Should I use my pension lump sum to pay off my buy-to-let mortgage?'

Consider the long-term financial and tax implications of using your pension lump sum to pay off your buy-to-let mortgage.

I claimed Social Security at age 62 and am filled with regret - can I change my mind?

Janet's early claim at 62 led to a permanent reduction in Social Security benefits, highlighting the importance of informed decision-making.
moreretirement-planning
#parenting

Why Are My Parents Handling College Costs So Differently for My Sibling?

Parents may prioritize differently for each child's education, leading to perceived unequal treatment.

My Wife is Demanding a $30,000 Gift in Exchange for Having Our Baby

The push present tradition highlights financial and emotional complexities in parenting decisions.

Why Are My Parents Handling College Costs So Differently for My Sibling?

Parents may prioritize differently for each child's education, leading to perceived unequal treatment.

My Wife is Demanding a $30,000 Gift in Exchange for Having Our Baby

The push present tradition highlights financial and emotional complexities in parenting decisions.
moreparenting
#real-estate

My Wife Inherited a House. She Has a Maddening Idea About What to Do With It.

Inherited properties carry emotional weight, complicating financial decisions.
Open discussions about long-term goals can aid decision-making regarding inherited properties.

Move or extend: How to make this key decision

Moving or extending your home involves personal choices driven by lifestyle factors, not just financial considerations.

'My Daughter Is Heartbroken I Sold Her Childhood Home': How To Cope If Your Own Kids Freak Out

Selling a family home can have profound emotional impacts on teenagers, despite financial reasoning.

My wife wants to buy a $3 million vacation home but I'm nervous - should I be?

The couple is divided over purchasing a $3 million vacation home, weighing usage against potential financial burdens and obligations.

My Wife Inherited a House. She Has a Maddening Idea About What to Do With It.

Inherited properties carry emotional weight, complicating financial decisions.
Open discussions about long-term goals can aid decision-making regarding inherited properties.

Move or extend: How to make this key decision

Moving or extending your home involves personal choices driven by lifestyle factors, not just financial considerations.

'My Daughter Is Heartbroken I Sold Her Childhood Home': How To Cope If Your Own Kids Freak Out

Selling a family home can have profound emotional impacts on teenagers, despite financial reasoning.

My wife wants to buy a $3 million vacation home but I'm nervous - should I be?

The couple is divided over purchasing a $3 million vacation home, weighing usage against potential financial burdens and obligations.
morereal-estate

Suze Orman says married couples that do this are taking a 'big risk' with their money

Financial decision-making in marriages often has an imbalance, with women less engaged in critical financial choices, posing risks to their future security.
#wealth-management

"I used to be very frugal": Man in his 40s spends $700k a year and wonders if he can retire now

Wealth doesn't assure a stress-free life; high-income individuals often grapple with work-life balance and personal fulfillment.

From the Hermes heir to Nicolas Cage: Millionaires who went bankrupt

Wealth does not ensure economic success, as poor decisions can lead to significant financial losses.

"I used to be very frugal": Man in his 40s spends $700k a year and wonders if he can retire now

Wealth doesn't assure a stress-free life; high-income individuals often grapple with work-life balance and personal fulfillment.

From the Hermes heir to Nicolas Cage: Millionaires who went bankrupt

Wealth does not ensure economic success, as poor decisions can lead to significant financial losses.
morewealth-management

Here's the science behind our stupid money mistakes

Cognitive biases significantly impact financial decisions, often leading to irrational spending based on perceived value.

A millennial couple who moved from Colorado to Massachusetts explains why it's much more expensive - and why they don't regret it

The couple prioritized family over finances, moving to Massachusetts despite higher living costs.
High relocation and housing costs in Massachusetts make their financial situation challenging.

Harriette Cole: How do I know if I can live with this unusual cat?

Consider your capacity and preparedness before adopting a pet with special needs.
#interest-rates

Should You Buy Mortgage Points to Lower Your Mortgage Rate?

Understanding mortgage points can help make informed decisions about mortgage rates.
Mortgage points can provide long-term savings if you plan to stay in your home for a long time.

Understanding Mortgage Interest: How It Works and What You Need to Know

Mortgage interest is a fee paid for borrowing money to buy a home, affecting payments over the loan term. Factors influencing interest include loan amount, interest rate, terms, and type.

Should You Buy Mortgage Points to Lower Your Mortgage Rate?

Understanding mortgage points can help make informed decisions about mortgage rates.
Mortgage points can provide long-term savings if you plan to stay in your home for a long time.

Understanding Mortgage Interest: How It Works and What You Need to Know

Mortgage interest is a fee paid for borrowing money to buy a home, affecting payments over the loan term. Factors influencing interest include loan amount, interest rate, terms, and type.
moreinterest-rates

Your questions: What's the best bank account for my son starting college? And do I need to inform my insurer if I rent a room to a student?

Students can benefit from specialized current accounts available through credit unions.
These accounts help college students manage their finances effectively.

Exclusive: Why Barcelona have cleared star to seal transfer to Man City, according to Fabrizio Romano

Barcelona let Gundogan go after one season mainly due to financial concerns, aiming to reduce their wage bill.

I confess: I canceled my Tesla Cybertruck order. But not for the reason you think.

The author cancelled the Tesla Cybertruck order due to financial inability to afford the vehicle despite previous excitement.

What If: Rangers offer sheet Joe Sakic in 1997? - Blue Seat Blogs

The success of the film 'Air Force One' influenced the Colorado Avalanche's decision to match the Rangers' offer for Joe Sakic.

The Psychology of Money

Financial decisions can be more psychological than economic, impacting spending habits and overall well-being.

Kurtenbach: The SF Giants showed their true colors at the MLB trade deadline

The Giants prioritized dumping salary over making bold moves at the trade deadline.
#chelsea-fc

Chelsea make huge decision in Victor Osimhen pursuit - report

Chelsea is not currently pursuing Napoli striker Victor Osimhen due to concerns over cost.
Chelsea is looking for a cheaper alternative to Osimhen in their search for a new striker this summer.

Chelsea quartet could leave for suitable offers

Chelsea may sell Gallagher, Chalobah, Maatsen, and Broja due to financial reasons or player preferences.

Chelsea make huge decision in Victor Osimhen pursuit - report

Chelsea is not currently pursuing Napoli striker Victor Osimhen due to concerns over cost.
Chelsea is looking for a cheaper alternative to Osimhen in their search for a new striker this summer.

Chelsea quartet could leave for suitable offers

Chelsea may sell Gallagher, Chalobah, Maatsen, and Broja due to financial reasons or player preferences.
morechelsea-fc

Managing Your Debt

The article highlights the normalization of indebtedness in the U.S. society, questioning the structural reasons behind accumulating debt.

Bayern Munich to get money from FC Barcelona if Robert Lewandowski nets 25+ goals

FC Barcelona's unusual financial decisions have resulted in various methods of raising cash, including selling stakes, old turf, and YouTube donations.

Want to See This Film? Movie Studios Won't Let You.

Warner Brothers Discovery chose to pull the film Coyote vs. Acme for accounting reasons rather than releasing it.
Studios like Warner have been shelving near-complete movies to save costs and reduce debt, creating confusion in the streaming landscape.
#nfl

Jerry Jones: Cowboys couldn't afford to keep Tyron Smith, what it means for Tyler Smith

Jones explains financial constraints led to Tyron Smith's departure with New York Jets
Reflections on tough decisions drawing comparisons to DeMarcus Ware's release in 2014

Source: Steelers release veteran WR Robinson

Steelers released veteran wide receiver Allen Robinson to save $10 million against the salary cap.
Coupled with releasing Patrick Peterson, Steelers created nearly $17 million in additional cap space.

Jerry Jones: Cowboys couldn't afford to keep Tyron Smith, what it means for Tyler Smith

Jones explains financial constraints led to Tyron Smith's departure with New York Jets
Reflections on tough decisions drawing comparisons to DeMarcus Ware's release in 2014

Source: Steelers release veteran WR Robinson

Steelers released veteran wide receiver Allen Robinson to save $10 million against the salary cap.
Coupled with releasing Patrick Peterson, Steelers created nearly $17 million in additional cap space.
morenfl

What else can the Giants cut in order to better serve their investors?

Rooting for a sports team is essentially rooting for a business.
Financial considerations often outweigh emotional attachments in business decisions.

Rays Owner Discusses 2024 Payroll, Long-Term Outlook

The Rays are set to hit a franchise record in payroll for the 2024 season, leading to anticipated financial losses.
Owner Stuart Sternberg is willing to exceed past payroll limits to support the club's competitive window, acknowledging the uncertainty of the team's future success.

Reshaping Advertising Dynamics: The Emergence of Ad Platforms that Support Cryptocurrency

Making prudent financial decisions is crucial for success in business.
Modern technology like RMS and blockchain is reshaping the advertising industry.

How to set good money examples for kids

Modeling positive money behavior is important for children
Establish household values and involve kids in financial decisions

Cathie Wood's Ether ETF Pullback Is Likely Due to Fee War

Intense competition in the crypto ETF space led Cathie Wood's Ark to withdraw its spot Ether ETF application.

27 Times You Won't Need to Tip

Tipping culture has increased due to technology prompting more frequent tipping. Optional screen pressure to tip does not mean one must tip.
[ Load more ]