According to AARP, one in seven people aged 65 or older solely rely upon the government program for their income while nearly 20% rely upon it for 90% of their income.
A surprisingly large amount of planning needs to go into ensuring that you and yours get all the benefits you're entitled to. And though most people are familiar with the concept of survivor benefits, a Redditor on the r/SocialSecurity subreddit wondered what happens to your benefits if you die without eligible heirs.
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