Delaying Social Security benefits can yield larger payouts, but for those in their early-to-mid 60s, immediate access may be financially beneficial if managed wisely.
Not every retiree is comfortable with an aggressive approach. Balance is key; consult a certified financial advisor to find a personalized strategy that fits individual risk tolerance.
Deciding whether to take Social Security benefits at 62 involves weighing current financial needs against potential long-term gains, which varies greatly depending on personal circumstances.
Financial guru Dave Ramsey advocates for taking Social Security benefits earlier, suggesting that the proceeds be invested to seek better returns in aggressive markets.
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