A high credit score does NOT equal success. Many people with high credit scores still struggle to pay off debts or spend more money than necessary.
If you want a life without payments, stop chasing a life WITH payments. Using debit cards can set you up for more financial success without adding debt.
I have a zero credit score, and I'm doing just fine. Credit scores and cards can trap us into relying on banks, but financial freedom is possible.
Chasing a high credit score is ridiculous. It makes the belief that one needs a credit score for major purchases an obstacle to achieving true financial stability.
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