Your credit score is the key factor that lenders assess to determine your creditworthiness, influencing your chance of getting a credit card approval.
To enhance your chances of credit card approval, determine your credit score and align it with the right card, potentially improving your credentials.
Beyond your credit score, card issuers also evaluate your debt-to-income ratio and various aspects of your financial history before making a decision.
Accessing your credit score is vital; you can check FICO scores for free via FICO or Experian, or through certain credit card issuers.
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