A Reddit user with a strong credit score of over 720 expressed concerns about missing out on rewards by primarily using debit cards. The article emphasizes the importance of switching to a cashback credit card, especially since the user does not prioritize travel rewards. By making the switch and using a cashback card responsibly, the user can earn significant rewards, such as potentially accumulating $240 annually from $1,000 spent monthly at a 2% cashback rate. Additionally, using a credit card can further improve his credit score when managed well, making it a beneficial financial decision.
"The Reddit user is in a great position because his credit score should qualify him to get just about any rewards card that he wants."
"If you can qualify for a good rewards credit card - and make sure to pay the bill in full every single month before paying interest - there is no reason not to charge every purchase that you can."
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