"Entering a new year doesn't erase all our financial challenges from the prior year, but it can really help to bring a fresh-start mentality to how you're managing your finances."
"If you feel like money is a chore, that there's shame surrounding the topic of money... it's time to change that mentality. Use money as a means to get there."
"It's important to establish the why of each financial resolution. If you can attach the financial goal to a bigger life goal, it's much more motivating."
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